BECKFORD & LEWIS FINANCIAL PLANNING LTD
🏛️Establishedactive
11852569 · ltd · incorporated 2019-02-28
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£130.0k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £130,048
Net assets shrinking
Down £11,373 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£130k
↓ 8.0% YoY
Current Assets
£65k
↓ 31% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £835.7k | £828.7k |
| Current assets | £65.0k | £93.8k |
| Net assets | £130.0k | £141.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2025-12-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-05-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-05-19📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2019-02-28🏢Company incorporatedAs BECKFORD & LEWIS FINANCIAL PLANNING LTD
- 2019-02-28➕BECKFORD, Samuel John appointeddirector
- 2019-02-28➕LEWIS, Eleanor appointeddirector
- 2019-02-28📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "BECKFORD" — strong identity link between founder and business.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Eleanor Lewis Individual · British · DOB 05/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/02/2019 |
Mr Samuel John Beckford Individual · British · DOB 08/1992 · age 34 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 28/02/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| ATOMIX INTELLIGENT FINANCE LTD→ 14440848 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AVIOR FINANCIAL HOLDINGS LTD→ 15863980 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BALLINGDON INVESTMENT MANAGEMENT LIMITED→ 10938839 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BARENTSBURG INVESTMENTS LIMITED→ 12042673 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BAROSELL LIMITED→ 11611041 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BARRATT & COOKE LIMITED→ 05378036 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BCMGLOBAL LONDON LIMITED→ 05309552 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BEANNTRAI LIMITED→ 16834155 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BEATTY DEVELOPMENTS (EAST ANGLIA) LIMITED→ 01804013 · est 1984 · no financials extracted | — | — | — | — | 42y | — | — |
| BECKETT ASSET MANAGEMENT LIMITED→ 02829667 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| BECKETT FINANCIAL SERVICES LIMITED→ 02190694 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| BEECHWOOD FINANCIAL MANAGEMENT LTD→ 09467660 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-02-28
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
15 Market Place
Diss
IP22 4AB
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-13
Last: 2026-02-27
Officers (2 active · 0 resigned)
BECKFORD, Samuel John→
Activedirector · ~34y · appointed 2019-02-28
View their other companies + combined net worth →
LEWIS, Eleanor→
Activedirector · ~51y · appointed 2019-02-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (16 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-05
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-08
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-03-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-02-03
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-31
change-account-reference-date-company-previous-extended
accounts · AA01
2020-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-03