ABLEY PROPERTIES LIMITED
🏛️Establishedactive
11871326 · ltd · incorporated 2019-03-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£27.5k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 76/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 4 lenders · oldest 6.3y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £27,465
Net assets shrinking
Down £7,352 YoY
Cash YoY
+480%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£4k
↑ 480% YoY
Net Worth
£27k
↓ 21% YoY
Current Assets
£38k
↑ 19% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £252.7k | £260.2k |
| Current assets | £38.0k | £32.0k |
| Cash | £3.8k | £661 |
| Debtors | £34.1k | £31.3k |
| Net assets | £27.5k | £34.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
6
filings
- • 4 mortgage
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-03-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-03-18🔓Charge satisfied #4
- 2026-03-18🔓Charge satisfied #3
- 2026-03-18🔓Charge satisfied #2
- 2026-03-18🔓Charge satisfied #1
- 2025-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-30🔒Charge registered #5Lender: The Mortgage Works (UK) Limited
- 2024-08-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-25🔒Charge registered #4Lender: Charter Court Financial Services Limited
- 2021-04-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-26📄change-person-director-company-with-change-dateofficers · CH01
- 2021-04-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-04-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-12-02🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2020-12-02🔒Charge registered #2Lender: Nottingham Building Society
- 2020-04-07🔒Charge registered #1Lender: Trustees of the Abley Properties Pension Scheme Ssas
- 2019-03-09🏢Company incorporatedAs ABLEY PROPERTIES LIMITED
- 2019-03-09➕DUNFORD, Jane Jacqueline Collette appointeddirector
- 2019-03-09➕DUNFORD, Nicholas Sheridan Hardwicke appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 61 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jane Jacqueline Collette Dunford Individual · British · DOB 07/1965 · age 61 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/03/2019 |
Mr Nicholas Sheridan Hardwicke Dunford Individual · British · DOB 04/1969 · age 57 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/03/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.M.B.INVESTMENTS LIMITED→ 00654814 · est 1960 · no financials extracted | — | — | — | — | 66y | — | — |
| ALLIANCE HOMES SALES LIMITED→ 10366705 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALLIED INVEST LIMITED→ 11402382 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ALMO REAL ESTATE LTD→ 16819595 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALOHA PROPERTY LTD→ 13001731 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALPHA JULIET PROPERTIES LTD→ 14665721 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALT PROPERTIES BRISTOL LTD→ 16953219 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALWAYS LETTING & MANAGEMENT LTD→ 11201840 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ALWAYS PROPERTIES LTD→ 11030638 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AM PROPERTY PACKAGING LTD→ 16492982 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMAE PROPERTY LIMITED→ 10335877 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AMAISE PROPERTIES LTD→ 16513976 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-03-09
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
B1 Vantage Park, Old Gloucester Road
Hambrook
Bristol
BS16 1GW
England
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-03-22
Last: 2026-03-08
Officers (2 active · 0 resigned)
DUNFORD, Jane Jacqueline Collette→
Activedirector · ~61y · appointed 2019-03-09
View their other companies + combined net worth →
DUNFORD, Nicholas Sheridan Hardwicke→
Activedirector · ~57y · appointed 2019-03-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) Limited | A registered charge | 1 property | 30/01/2025 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 25/06/2021 | 18/03/2026 | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 02/12/2020 | 18/03/2026 | |
| satisfied | Nottingham Building Society | A registered charge | 1 property | 02/12/2020 | 18/03/2026 | |
| satisfied | Trustees of the Abley Properties Pension Scheme Ssas | A registered charge | 1 property | 07/04/2020 | 18/03/2026 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-12
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-18
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-18
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-18
mortgage-satisfy-charge-full
mortgage · MR04
2026-03-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-13
change-person-director-company-with-change-date
officers · CH01
2024-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-13
change-person-director-company-with-change-date
officers · CH01
2023-12-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-03