APPROVED PROPERTY FINANCE LTD
🏛️Establishedactive
11914084 · ltd · incorporated 2019-03-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£98.3k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -52% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £98,281
Cash draining
Cash down 52% YoY
Cash YoY
-52%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£54k
↓ 52% YoY
Net Worth
£98k
↑ 41% YoY
Current Assets
£237k
↑ 11% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £98.3k | £69.8k |
| Current assets | £237.3k | £214.6k |
| Cash | £54.2k | £113.0k |
| Debtors | £183.1k | £101.6k |
| Net assets | £98.3k | £69.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 officers
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-06-08📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2026-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-22📄resolutionresolution · RESOLUTIONS
- 2023-06-22📄capital-name-of-class-of-sharescapital · SH08
- 2023-06-12📄memorandum-articlesincorporation · MA
- 2023-06-12📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-06-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-06-01📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-03-09➕BAUGH, Laurie appointeddirector
- 2023-03-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-20✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2023-01-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-11-11📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-11-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-11-02➖DURKAN, Gregory Mark resigneddirector
- 2022-03-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-03-28📄change-person-director-company-with-change-dateofficers · CH01
- 2022-03-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-11-20➕DUNN, Rory David appointeddirector
- 2019-03-29🏢Company incorporatedAs APPROVED PROPERTY FINANCE LTD
- 2019-03-29➕DURKAN, Gregory Mark appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Approved Finance Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Approved Finance Ltd
Corporate parent · holds 75-100% shares · board control
⬇
APPROVED PROPERTY FINANCE LTD
This company · 11914084
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Approved Finance Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 24/05/2023 |
3 historic (ceased) PSCs
- Mr Rory David Dunnceased 24/05/2023· 75-100% shares · 75-100% voting
- Approved Finance Limitedceased 20/01/2023· 75-100% shares
- Mr Gregory Mark Durkanceased 20/11/2020· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| AMANDA HOPPE LTD→ 16594695 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMD FINANCE LTD→ 13178784 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ANDREWSMITHCO LIMITED→ 11541496 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| APEXXE HOLDINGS LTD→ 16317531 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| APPROVED BUSINESS FINANCE LTD→ 11914104 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| APPROVED FINANCE LIMITED→ 12128460 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| APRICUS FINANCIAL PLANNING LIMITED→ 13931345 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ARBLEASE LIMITED→ 13624231 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARCANE PROTECTION LTD→ 11629156 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARHIVI LIMITED→ 09021483 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ART STONE PROPERTIES LTD→ 16969723 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ASH AND NOAH LIMITED→ 11741615 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-03-29
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
4 Pavilion Court 600 Pavilion Drive
Brackmills Business Park
Northampton
NN4 7SL
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-06-15
Last: 2026-06-01
Officers (2 active · 1 resigned)
BAUGH, Laurie→
Activedirector · ~47y · appointed 2023-03-09
View their other companies + combined net worth →
DUNN, Rory David→
Activedirector · ~40y · appointed 2020-11-20
View their other companies + combined net worth →
DURKAN, Gregory Mark→
Resigneddirector · ~48y · appointed 2019-03-29 · resigned 2022-11-02
Click a director name to see their full track record across all companies.
Recent filings (35 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-09
replacement-filing-of-director-appointment-with-name
officers · RP01AP01
2026-06-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-17
resolution
resolution · RESOLUTIONS
2023-06-22
capital-name-of-class-of-shares
capital · SH08
2023-06-22
memorandum-articles
incorporation · MA
2023-06-12
capital-variation-of-rights-attached-to-shares
capital · SH10
2023-06-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-06-01
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-06-01
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-01
appoint-person-director-company-with-name-date
officers · AP01
2023-03-09