A & G PROPERTIES NORTH LIMITED

🏛️Establishedactive
11944660 · ltd · incorporated 2019-04-13
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.9y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Property-backed borrower with a 70-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 6.9y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 6.9 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-04-302024-04-30
Average employees00

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2026-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2025-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-01-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-01-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2022-01-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2021-11-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2021-11-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2021-11-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2021-11-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2021-10-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2021-09-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2021-09-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2021-04-13
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2019-09-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2019-09-04
    🔒
    Charge registered #2
    Lender: Hsbc UK Bank PLC
  16. 2019-08-29
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2019-08-27
    🔒
    Charge registered #1
    Lender: Hsbc UK Bank PLC
  18. 2019-04-13
    🏢
    Company incorporated
    As A & G PROPERTIES NORTH LIMITED
  19. 2019-04-13
    PINDER, Arthur Roy appointed
    director
  20. 2019-04-13
    PINDER, Jacqueline appointed
    director
  21. 2019-04-13
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

86/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

66/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Arthur Roy Pinder
Individual · British · DOB 08/1956 · age 70
2550%
25–50%25-50% shares · 25-50% voting13/04/2019
Mrs Jacqueline Pinder
Individual · British · DOB 09/1956 · age 70
2550%
25–50%25-50% shares · 25-50% voting13/04/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-04-13
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

Floor 1, Capital House 8 Pittman Court, Pittman Way
Fulwood
Preston
PR2 9ZG
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-26
Last: 2026-04-12

Officers (2 active · 0 resigned)

PINDER, Arthur Roy
director · ~70y · appointed 2019-04-13
View their other companies + combined net worth →
Active
PINDER, Jacqueline
director · ~70y · appointed 2019-04-13
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property04/09/2019
outstanding
HSBC
Hsbc UK Bank PLC
A registered charge1 property27/08/2019
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (23 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-15
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-22
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-26
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-26
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-25
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-28
change-person-director-company-with-change-date
officers · CH01
2021-11-04
change-person-director-company-with-change-date
officers · CH01
2021-11-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-11-04
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-11-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-10-16