ACTUARI LTD
🏛️Establishedactive
11950190 · ltd · incorporated 2019-04-16
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-24.0k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Engineering related scientific and technical consulting activities
Sector: Professional, scientific & technical
ALSO REGISTERED FOR
- 72190Other research and experimental development on natural sciences and engineering
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: distressed disposal / insolvency (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £23,987
High leverage
Liabilities are 100% of total assets
Leverage
100%
Liabilities / Total assets
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£24k
↓ 58% YoY
Current Assets
£14k
↑ 1633% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £13.8k | £797 |
| Current assets | £13.8k | £797 |
| Net assets | £-24.0k | £-15.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-11-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-01➕SMIETANKA, Wojciech Stanislaw appointeddirector
- 2025-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-01-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-12-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-22📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-02-25📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-04-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-04-16🏢Company incorporatedAs ACTUARI LTD
- 2019-04-16➕SMIETANKA, Malgorzata appointeddirector
- 2019-04-16📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Malgorzata Smietanka Individual · Polish · DOB 04/1989 · age 37 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 16/04/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
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| ALEXANDER ASSOCIATES TECHNICAL RECRUITMENT LTD→ 03289128 · est 1996 · no financials extracted | — | — | — | — | 29y | — | — |
| ALEXANDER JEFFERIES LTD→ 12247825 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ALFRED & WILLIAM LIMITED→ 11776235 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ALH MARINE LTD→ 14375395 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALICE DYKE LTD→ 16490639 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-04-16
Jurisdictionengland-wales
Primary SIC71122 — Engineering related scientific and technical consulting activities
Registered office
1 Plymouth Park
Sevenoaks
TN13 3RR
England
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-10
Last: 2026-04-26
Officers (2 active · 0 resigned)
SMIETANKA, Malgorzata→
Activedirector · ~37y · appointed 2019-04-16
View their other companies + combined net worth →
SMIETANKA, Wojciech Stanislaw→
Activedirector · ~38y · appointed 2025-04-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (22 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-18
change-person-director-company-with-change-date
officers · CH01
2025-06-03
appoint-person-director-company-with-name-date
officers · AP01
2025-06-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-29
change-person-director-company-with-change-date
officers · CH01
2024-04-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-04-26
accounts-with-accounts-type-dormant
accounts · AA
2024-01-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-04
accounts-with-accounts-type-dormant
accounts · AA
2023-01-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-12-09