ADNFC FINANCIAL CONSULTANTS LTD

💤Zombieactive
11968206 · ltd · incorporated 2019-04-29
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Apr 2025
Net worth
£127.3k
book net assets
Opportunity
69/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Asset-holding vehicle. Reasonable fundamentals — worth a memo before deciding.

Opportunity 69/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
69/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £127,306

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£127k
↑ 413% YoY
Current Assets
£222k
↑ 181% YoY
Current Liabilities
£0£44k£89k£133k£178k£222kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-04-302024-04-30
Total assets£151.2k£54.2k
Current assets£222.1k£79.1k
Net assets£127.3k£24.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 change-of-name
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-01-20
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  2. 2025-08-01
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2025-08-01
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-08-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2025-05-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2025-01-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-01-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2023-06-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2023-06-20
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2022-08-16
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  11. 2022-08-15
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  12. 2022-08-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2022-08-15
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2022-08-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2022-06-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2022-01-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  17. 2020-11-25
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  18. 2020-09-18
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2019-04-29
    🏢
    Company incorporated
    As ADNFC FINANCIAL CONSULTANTS LTD
  20. 2019-04-29
    CROOK, Andrew David appointed
    director

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med ·
Name changed recently
medium

Name changes can be benign (rebrand) but can also precede distress, phoenix activity, or buyer concealment.

Evidence: 2026-01-20: certificate-change-of-name-company

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Andrew David Crook
Individual · British · DOB 06/1983 · age 43
sig. influencesignificant influence29/04/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · YO postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
ABERDEEN ENTERPRISE FINANCE LIMITED
06662401 · est 2008 · no financials extracted
17y
ADVANCED INHERITANCE LIMITED
14906733 · est 2023 · no financials extracted
2y
AEF (MALTON) LIMITED
07637323 · est 2011 · no financials extracted
14y
ALEGRA STRATEGIC LIMITED
12386188 · est 2020 · no financials extracted
6y
ALTIUS IFA LIMITED
16310462 · est 2025 · no financials extracted
1y
AMDINE LTD
08820148 · est 2013 · no financials extracted
12y
ANDERSON BROWN (WHITBY) LTD
04302436 · est 2001 · no financials extracted
24y
ANOTHER LANE EN LIMITED
07711707 · est 2011 · no financials extracted
14y
ANYWAY VENTURES LIMITED
16318119 · est 2025 · no financials extracted
1y
APH INVESTMENT COMPANY LIMITED
16206936 · est 2025 · no financials extracted
1y
APPLETREE COMMERCIAL FINANCE LIMITED
11214060 · est 2018 · no financials extracted
8y
ARCHETYPE FINANCIAL SERVICES LTD
11116546 · est 2017 · no financials extracted
8y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-04-29
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

Unit 3, Ryedale House
Piccadilly
York
North Yorkshire
YO1 9NX
United Kingdom

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-05-12
Last: 2026-04-28

Officers (1 active · 0 resigned)

CROOK, Andrew David
director · ~43y · appointed 2019-04-29
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (27 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-29
certificate-change-of-name-company
change-of-name · CERTNM
2026-01-20
change-person-director-company-with-change-date
officers · CH01
2025-08-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-28
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-24
change-person-director-company-with-change-date
officers · CH01
2023-06-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-10
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-08-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-15