21 CENTURY HOMES LTD
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 5.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.5 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £139.1k | £68.7k |
| Current assets | £1.2k | £15 |
| Net assets | £-50.0k | £-5.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 address
- • 1 address
- • 1 accounts
Corporate timeline (22 events)Click to expand
- 2026-02-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-05-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-05-21🔒Charge registered #3Lender: Aldermore Bank PLC
- 2025-04-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-29🔓Charge satisfied #1
- 2024-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-06📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-11-05📄gazette-notice-compulsorygazette · GAZ1
- 2024-02-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-11-14📄gazette-notice-compulsorygazette · GAZ1
- 2022-08-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-18📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-06-30🔒Charge registered #2Lender: Charter Court Financial Services Limited Trading as Precise Mortgages
- 2021-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-15📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-02🔒Charge registered #1Lender: Fleet Mortgages Limited
- 2019-05-09🏢Company incorporatedAs 21 CENTURY HOMES LTD
- 2019-05-09➕FLYNN, David appointeddirector
- 2019-05-09📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Flynn Individual · British · DOB 06/1982 · age 44 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/05/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 01TWO82INVESTMENTS LTD→ 13134193 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 1510 (NW) LTD→ 15193193 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 184 CAPITAL LTD→ 15915349 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1HC INVESTMENTS LTD→ 15830848 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 24HR INVESTMENTS LTD→ 14029857 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 28 ST ANNES ROAD EAST PROPERTY MANAGEMENT COMPANY LIMITED→ 10516670 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 2LET BURNLEY LTD→ 11196984 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 3 SHAHS LTD→ 14148478 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 365 ROOMS MANCHESTER LTD→ 12982727 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3B'S PROPERTY LIMITED→ 15755130 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3D PROPERTIES NW LTD→ 13799694 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3M PROPERTIES PENDLE LTD→ 15721182 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 21/05/2025 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited Trading as Precise Mortgages | A registered charge | 1 property | 30/06/2022 | — | |
| satisfied | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 02/12/2020 | 29/04/2025 |