A&JB PROPERTIES LTD
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · 3 lenders · oldest 6.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £353.2k | £350.3k |
| Cash | £18.1k | £16.0k |
| Net assets | £9.9k | £7.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 persons-with-significant-control
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Corporate timeline (19 events)Click to expand
- 2026-06-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-12-19🔒Charge registered #3Lender: Bank of Scotland PLC, Birmingham Midshires Division
- 2025-10-07📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-09🔒Charge registered #2Lender: Hinckley and Rugby Building Society
- 2020-07-13📄mortgage-create-with-deedmortgage · MR01
- 2020-06-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-26🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2019-05-20🏢Company incorporatedAs A&JB PROPERTIES LTD
- 2019-05-20➕BONNICI, Alana Charlotte Elizabeth appointeddirector
- 2019-05-20➕BONNICI, Joshua appointeddirector
- 2019-05-20📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joshua Bonnici Individual · British · DOB 12/1983 · age 43 | 25–50% | — | 25-50% shares | 20/05/2019 |
Mrs Alana Charlotte Elizabeth Bonnici Individual · British · DOB 06/1987 · age 39 | 25–50% | — | 25-50% shares | 20/05/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · SL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & J INVESTMENT PROPERTIES LTD→ 10986888 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A J BROOKE PROPERTIES LTD→ 15974918 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ABI PROPERTY SOLUTIONS LTD→ 16498814 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABJP PROPERTIES LIMITED→ 16684821 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVENTURE DEVELOPERS LTD→ 16699638 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFA PROPERTY SERVICES LTD→ 14044513 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AFTER EIGHT LIMITED→ 10714900 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AFW PROPERTY MANAGEMENT LTD→ 16580097 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFZAAL BROTHERS LTD→ 14189922 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AG PROPERTY GROUP LTD→ 17116260 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AGAM GILL PROPERTIES LTD→ 16748049 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGBS PROPERTY LIMITED→ 15548857 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC, Birmingham Midshires Division | A registered charge | 1 property | 19/12/2025 | — | |
| outstanding | Hinckley and Rugby Building Society | A registered charge | 1 property | 09/09/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 26/06/2020 | — |