28GB LTD
🏛️Establishedactive
12058456 · ltd · incorporated 2019-06-19
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 74/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 6.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2026-03-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-30🔒Charge registered #3Lender: Charter Court Financial Services Limited
- 2020-01-30🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2019-09-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-09-13🔒Charge registered #1Lender: Aldermore Bank PLC
- 2019-06-19🏢Company incorporatedAs 28GB LTD
- 2019-06-19➕LEWIS, Angela Caroline appointeddirector
- 2019-06-19➕LEWIS, Robert Darren appointeddirector
- 2019-06-19📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Darren Lewis Individual · British · DOB 08/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/06/2019 |
Mrs Angela Caroline Lewis Individual · British · DOB 10/1975 · age 51 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 19/06/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| 101 PROPCO LIMITED→ 13590114 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 103 WESTWOOD LTD→ 13133435 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 13 WILLES ROAD MANAGEMENT LIMITED→ 03518429 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| 131 ADDISON ROAD MANAGEMENT COMPANY LIMITED→ 06044842 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| 138 WISTASTON ROAD MANAGEMENT COMPANY LIMITED→ 09376187 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| 2 FD PROPERTIES LIMITED→ 15676813 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2 GUILD STREET PARKING LIMITED→ 12372178 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 21ST CENTURY HOUSING LIMITED→ 04416950 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 223 PUTNEY BRIDGE ROAD (MANAGEMENT COMPANY) LIMITED→ 04242900 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 297 HOUSING LTD→ 16717056 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 29S PROPERTIES LTD→ 15992155 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 2M INVESTMENT LIMITED→ 15551659 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-06-19
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Anstey Cottage Anstey Cottage
Oxford Road
Ryton On Dunsmore
Warwickshire
CV8 3EP
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-02
Last: 2025-06-18
Officers (2 active · 0 resigned)
LEWIS, Angela Caroline→
Activedirector · ~51y · appointed 2019-06-19
View their other companies + combined net worth →
LEWIS, Robert Darren→
Activedirector · ~51y · appointed 2019-06-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 30/01/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 30/01/2020 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 13/09/2019 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (16 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-01
accounts-with-accounts-type-micro-entity
accounts · AA
2025-03-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-27
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-06-29
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-29
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-01-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-01-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2019-09-17