318 TO 326 HORNSEY ROAD LTD
- · Oldest live charge 6.4y old — refinance window within 12 months
Opportunity 76/100 (strong), bankability 75/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 6.4y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-07-31 | 2024-07-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (28 events)Click to expand
- 2026-03-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-19📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-07-19🔓Charge satisfied #2
- 2023-07-19🔓Charge satisfied #1
- 2023-05-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-10📄change-person-director-company-with-change-dateofficers · CH01
- 2023-05-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-05-10📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-10🔒Charge registered #4Lender: Unity Trust Bank PLC
- 2022-05-10🔒Charge registered #3Lender: Unity Trust Bank PLC
- 2021-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-20📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-03-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-12-12🔒Charge registered #2Lender: Commercial Acceptances Limited
- 2019-12-12🔒Charge registered #1Lender: Commercial Acceptances Limited
- 2019-07-01🏢Company incorporatedAs 318 TO 326 HORNSEY ROAD LTD
- 2019-07-01➕BELCHAK, Paul Simon appointeddirector
- 2019-07-01➕CORIN, Gregory Adam appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Paul Simon Belchak Individual · English · DOB 06/1961 · age 65 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/07/2019 |
Mr Gregory Adam Corin Individual · British · DOB 02/1983 · age 43 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/07/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | — | 10/05/2022 | — | |
| outstanding | Unity Trust Bank Unity Trust Bank PLC | A registered charge | 1 property | 10/05/2022 | — | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 12/12/2019 | 19/07/2023 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 12/12/2019 | 19/07/2023 |