SPECIALIST RISK GROUP LIMITED
🏛️Establishedactive
12083334 · ltd · incorporated 2019-07-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
6 live charges · 6 lenders · oldest 6.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.9 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 9 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
77 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
Last 90 days
4
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 mortgage
Last 180 days
6
filings
- • 1 confirmation-statement
- • 1 persons-with-significant-control
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-07-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-06-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-10🔒Charge registered #6Lender: Alter Domus Trustees (UK) Limited as Security Agent
- 2026-05-27📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-23📄capital-allotment-sharescapital · SH01
- 2026-02-11📄resolutionresolution · RESOLUTIONS
- 2026-01-16📄resolutionresolution · RESOLUTIONS
- 2026-01-13📄accounts-with-accounts-type-partial-exemptionaccounts · AA
- 2026-01-13📄legacyaccounts · PARENT_ACC
- 2026-01-13📄legacyother · GUARANTEE2
- 2026-01-13📄legacyother · AGREEMENT2
- 2025-12-31📄legacyaccounts · PARENT_ACC
- 2025-12-31📄legacyother · GUARANTEE2
- 2025-11-11📄resolutionresolution · RESOLUTIONS
- 2025-11-07📄capital-allotment-sharescapital · SH01
- 2025-09-03📄resolutionresolution · RESOLUTIONS
- 2025-09-01📄capital-allotment-sharescapital · SH01
- 2025-08-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-30📄capital-allotment-sharescapital · SH01
- 2025-07-30📄resolutionresolution · RESOLUTIONS
- 2025-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-22🔒Charge registered #5Lender: Alter Domus Trustees (UK) Limited, as Security Trustee for and on Behalf of the Secured Parties (as Defined in the Instrument)
- 2024-12-30📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-12-30📄legacyaccounts · PARENT_ACC
- 2024-12-30📄legacyother · AGREEMENT2
- 2024-10-21🔓Charge satisfied #4
- 2022-03-22➕HANLY, Joseph James appointeddirector
- 2022-03-04➖LOVE, Charles resigneddirector
- 2021-05-26🔒Charge registered #4Lender: Ares Management Limited (As Security Agent)
- 2021-05-11➖BYRNE, Patrick Michael resigneddirector
- 2021-05-11➖ROBERTSON, Iain Leith Johnston resigneddirector
- 2021-03-18🔓Charge satisfied #2
- 2021-03-02🔓Charge satisfied #3
- 2021-03-02🔓Charge satisfied #1
- 2021-02-26➖GASCOIGNE, Ian Matthew Charles resigneddirector
- 2021-02-26➖SCOTT, James William resigneddirector
- 2020-12-21🔒Charge registered #3Lender: Lloyds Bank PLC as Security Trustee for the Finance Parties
- 2020-06-22🔒Charge registered #2Lender: Lloyds Bank PLC as Security Agent
- 2019-09-09➕ANDERSON, Lee David appointeddirector
- 2019-08-27➕DOWNEY, Warren appointeddirector
- 2019-08-21🔒Charge registered #1Lender: Lloyds Bank PLC as Security Trustee for the Finance Parties (As Security Agent)
- 2019-07-03🏢Company incorporatedAs SPECIALIST RISK GROUP LIMITED
- 2019-07-03➕BYRNE, Patrick Michael appointeddirector
- 2019-07-03➕GASCOIGNE, Ian Matthew Charles appointeddirector
- 2019-07-03➕LOVE, Charles appointeddirector
- 2019-07-03➕ROBERTSON, Iain Leith Johnston appointeddirector
- 2019-07-03➕ROBERTSON, Iain Malcolm appointeddirector
- 2019-07-03➖ROBERTSON, Iain Malcolm resigneddirector
- 2019-07-03➕SCOTT, James William appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Specialist Risk Midco Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Specialist Risk Midco Limited
Corporate parent · holds 75-100% shares · board control
⬇
SPECIALIST RISK GROUP LIMITED
This company · 12083334
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Specialist Risk Midco Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 03/07/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · EC postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARLINGTON WESTCOUNTRY DEBTCO PLC→ 12154278 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARMITAGE INDUSTRIAL 4 LIMITED→ 15258460 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARMORICA LTD→ 12324390 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARMSTRONG GROUP LIMITED→ 11428025 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARROW ACQUISITION COMPANY LIMITED→ 15459634 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ARROW III LIMITED→ 13539304 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARROW IV LIMITED→ 13941847 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ARROW MIDCO LIMITED→ 15459359 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ARROW REIT INVESTMENT LIMITED→ 15336350 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARROW V LIMITED→ 13941864 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ARTED CAPITAL LIMITED→ 15896536 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARTEMIS ACQUISITIONS (UK) LIMITED→ 11081809 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-07-03
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
7th Floor, The St Botolph Building
138 Houndsditch
London
EC3A 7AW
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-07-16
Last: 2026-07-02
Officers (3 active · 6 resigned)
ANDERSON, Lee David→
Activedirector · ~54y · appointed 2019-09-09
View their other companies + combined net worth →
DOWNEY, Warren→
Activedirector · ~55y · appointed 2019-08-27
View their other companies + combined net worth →
HANLY, Joseph James→
Activedirector · ~55y · appointed 2022-03-22
View their other companies + combined net worth →
BYRNE, Patrick Michael→
Resigneddirector · ~67y · appointed 2019-07-03 · resigned 2021-05-11
GASCOIGNE, Ian Matthew Charles→
Resigneddirector · ~45y · appointed 2019-07-03 · resigned 2021-02-26
LOVE, Charles→
Resigneddirector · ~44y · appointed 2019-07-03 · resigned 2022-03-04
ROBERTSON, Iain Leith Johnston→
Resigneddirector · ~74y · appointed 2019-07-03 · resigned 2021-05-11
ROBERTSON, Iain Malcolm→
Resigneddirector · ~85y · appointed 2019-07-03 · resigned 2019-07-03
SCOTT, James William→
Resigneddirector · ~53y · appointed 2019-07-03 · resigned 2021-02-26
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
2
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Alter Domus Trustees (UK) as Security Agent Alter Domus Trustees (UK) Limited as Security Agent | A registered charge | — | 10/06/2026 | — | |
| outstanding | Alter Domus Trustees (UK) , as Security Trustee for and on Behalf of the Secured Parties (as Defined in the Instrument) Alter Domus Trustees (UK) Limited, as Security Trustee for and on Behalf of the Secured Parties (as Defined in the Instrument) | A registered charge | — | 22/01/2025 | — | |
| satisfied | Ares Management (As Security Agent) Ares Management Limited (As Security Agent) | A registered charge | 1 property | 26/05/2021 | 21/10/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Trustee for the Finance Parties | A registered charge | 1 property | 21/12/2020 | 02/03/2021 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Agent | A registered charge | 1 property | 22/06/2020 | 18/03/2021 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC as Security Trustee for the Finance Parties (As Security Agent) | A registered charge | 1 property | 21/08/2019 | 02/03/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (77 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-07-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-07-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-12
change-person-director-company-with-change-date
officers · CH01
2026-05-27
capital-allotment-shares
capital · SH01
2026-02-23
resolution
resolution · RESOLUTIONS
2026-02-11
resolution
resolution · RESOLUTIONS
2026-01-16
accounts-with-accounts-type-partial-exemption
accounts · AA
2026-01-13
legacy
accounts · PARENT_ACC
2026-01-13
legacy
other · GUARANTEE2
2026-01-13
legacy
other · AGREEMENT2
2026-01-13
legacy
accounts · PARENT_ACC
2025-12-31
legacy
other · GUARANTEE2
2025-12-31
resolution
resolution · RESOLUTIONS
2025-11-11
capital-allotment-shares
capital · SH01
2025-11-07