A.C. CARS (SUSSEX) LIMITED
🏛️Establishedactive
12096119 · ltd · incorporated 2019-07-10
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
£1.02M
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: SIC 45112
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
2 live charges · oldest 5.4y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 5 with DOB)
90
Ownership & PSC
4 active PSC(s) of 5 total, 5 with control declared
90
Director network
Network not yet resolved
30
Filing history
28 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,018,454
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1.0m
↑ 8335% YoY
Current Assets
£765k
↑ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Total assets | £1.02M | £12.1k |
| Current assets | £765.1k | £684.8k |
| Net assets | £1.02M | £12.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 address
- • 1 accounts
Last 180 days
7
filings
- • 2 confirmation-statement
- • 1 address
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-02-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-01-08📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2026-01-08📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-18➖COLLIVER, Hazel resigneddirector
- 2025-11-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-11-26🔒Charge registered #2Lender: National Westminster Bank PLC
- 2025-10-09📄capital-allotment-sharescapital · SH01
- 2025-01-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-01-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-01-06📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-12-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-03-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-01-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-11🔒Charge registered #1Lender: National Westminster Bank PLC
- 2020-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-01➕COLLIVER, Matthew James appointeddirector
- 2020-10-01➕COLLIVER, Simon Charles appointeddirector
- 2020-10-01➕COLLIVER, Timothy Adrian appointeddirector
- 2019-07-10🏢Company incorporatedAs A.C. CARS (SUSSEX) LIMITED
- 2019-07-10➕COLLIVER, Adrian Charles appointeddirector
- 2019-07-10➕COLLIVER, Hazel appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 81 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Matthew James Colliver Individual · British · DOB 02/1974 · age 52 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/08/2024 |
Mr Simon Charles Colliver Individual · British · DOB 04/1976 · age 50 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/08/2024 |
Mr Timothy Adrian Colliver Individual · British · DOB 11/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/08/2024 |
Mr Adrian Charles Colliver Individual · British · DOB 11/1945 · age 81 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 10/07/2019 |
1 historic (ceased) PSC
- Mrs Hazel Colliverceased 18/12/2025· 25-50% shares · 25-50% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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| ALISONCARSALES LIMITED→ 16806286 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-07-10
Jurisdictionengland-wales
Primary SIC45112 — SIC 45112
Registered office
116 London Road
Southborough
Tunbridge Wells
Kent
TN4 0PN
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-02-11
Last: 2026-01-28
Officers (4 active · 1 resigned)
COLLIVER, Adrian Charles→
Activedirector · ~81y · appointed 2019-07-10
View their other companies + combined net worth →
COLLIVER, Matthew James→
Activedirector · ~52y · appointed 2020-10-01
View their other companies + combined net worth →
COLLIVER, Simon Charles→
Activedirector · ~50y · appointed 2020-10-01
View their other companies + combined net worth →
COLLIVER, Timothy Adrian→
Activedirector · ~47y · appointed 2020-10-01
View their other companies + combined net worth →
COLLIVER, Hazel→
Resigneddirector · ~76y · appointed 2019-07-10 · resigned 2025-12-18
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | 1 property | 26/11/2025 | — | |
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 11/12/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (28 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-07
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-24
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-28
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-08
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-01-08
termination-director-company-with-name-termination-date
officers · TM01
2026-01-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-26
capital-allotment-shares
capital · SH01
2025-10-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-01-06
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-22
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-27