ASTUTE WEALTH HOLDINGS LIMITED
🏛️Establishedactive
12108622 · ltd · incorporated 2019-07-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 3.3y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.3 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
11 connected companies via shared directors
78
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £594.9k |
| Current assets | — | £152.7k |
| Cash | — | £152.6k |
| Debtors | — | £100 |
| Net assets | — | £-4.44M |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-22📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-03-01🔒Charge registered #1Lender: Oaknorth Bank PLC as Security Trustee
- 2022-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-02-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2020-01-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-12-04📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2019-11-20📄resolutionresolution · RESOLUTIONS
- 2019-07-17🏢Company incorporatedAs ASTUTE WEALTH HOLDINGS LIMITED
- 2019-07-17➕LEE, John Gary appointeddirector
- 2019-07-17➕NEALE, Andrew John appointeddirector
- 2019-07-17➕RANSOME, Neil Terence appointeddirector
- 2019-07-17📄incorporation-companyincorporation · NEWINC
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
30/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Astute Private Wealth Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Astute Private Wealth Ltd
Corporate parent · holds 75-100% shares · board control
⬇
ASTUTE WEALTH HOLDINGS LIMITED
This company · 12108622
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Astute Private Wealth Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 17/07/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AINSWORTH MORTGAGES LIMITED→ 05360031 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BARNES COMMERCIAL FINANCE LIMITED→ 15732122 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BESPOKE MORTGAGE & PROTECTION SERVICES LTD→ 11983178 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BLUE BRIDGE WEALTH STRUCTURING LIMITED→ 08886812 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BLUE SKY WEALTH LTD→ 10994751 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| BLUE STRAWBERRY FINANCIAL SERVICES LTD→ 08707575 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BLUE WORLD FINANCIAL SOLUTIONS LTD→ 15650877 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BOOKHOPPER.COM LTD→ 05674194 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| BRIDGING FINANCE (S EAST) LTD→ 07256244 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BRIDGING FINANCE (SW) LTD→ 07236044 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BRIDGING FINANCE (WEST) LTD→ 07258980 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| BRIDGING FINANCE(NE) LTD→ 07235694 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-07-17
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
2nd Floor Vista Building
St David's Park
Ewloe
Flintshire
CH5 3DT
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-07-30
Last: 2025-07-16
Officers (3 active · 0 resigned)
LEE, John Gary→
Activedirector · ~56y · appointed 2019-07-17
View their other companies + combined net worth →
NEALE, Andrew John→
Activedirector · ~56y · appointed 2019-07-17
View their other companies + combined net worth →
RANSOME, Neil Terence→
Activedirector · ~56y · appointed 2019-07-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | OakNorth Oaknorth Bank PLC as Security Trustee | A registered charge | — | 01/03/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-22
change-person-director-company-with-change-date
officers · CH01
2025-07-22
change-person-director-company-with-change-date
officers · CH01
2025-07-22
change-person-director-company-with-change-date
officers · CH01
2025-07-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-02-09