1890 INVESTMENTS LIMITED
Opportunity 73/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
3 live charges · oldest 6.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 persons-with-significant-control
- • 1 officers
- • 1 persons-with-significant-control
- • 1 officers
- • 1 persons-with-significant-control
- • 1 officers
Corporate timeline (20 events)Click to expand
- 2026-04-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-28🔒Charge registered #3Lender: Hsbc UK Bank PLC
- 2025-08-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-09-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-05-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-17📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-03-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-13📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2019-11-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-11-20🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2019-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-22🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2019-07-19🏢Company incorporatedAs 1890 INVESTMENTS LIMITED
- 2019-07-19➕REID, Oliver Hustler appointeddirector
- 2019-07-19📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Oliver Hustler Reid Individual · British · DOB 12/1990 · age 36 | 75–100% | — | 75-100% shares | 19/07/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 28/10/2025 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 20/11/2019 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 22/10/2019 | — |