ARCKLOW ESTATES LTD
🏛️Establishedactive
12115854 · ltd · incorporated 2019-07-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2025
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 68/100 (strong), bankability 65/100. Strong seller-intent signal (60/100, director aged 85). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 6.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-07-31 | 2024-07-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
2
filings
- • 1 accounts
- • 1 officers
Last 180 days
2
filings
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-07-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-05-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-04-16➕NICHOLSON, Emma Elizabeth appointeddirector
- 2025-08-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-17📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-05-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-01-26🔓Charge satisfied #4
- 2024-01-26🔓Charge satisfied #3
- 2024-01-26🔓Charge satisfied #2
- 2024-01-26🔓Charge satisfied #1
- 2023-12-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-12-01🔒Charge registered #5Lender: Allica Bank Limited
- 2023-11-24➖COYLE, Paul resigneddirector
- 2023-11-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-09-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-04-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-09-22📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2022-09-20➖COYLE, Jean resignedsecretary
- 2022-06-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-10-23➕COYLE, Paul appointeddirector
- 2020-06-11🔒Charge registered #4Lender: Aldermore Bank PLC
- 2020-06-11🔒Charge registered #3Lender: Aldermore Bank PLC
- 2020-06-11🔒Charge registered #2Lender: Aldermore Bank PLC
- 2020-06-11🔒Charge registered #1Lender: Aldermore Bank PLC
- 2019-07-22🏢Company incorporatedAs ARCKLOW ESTATES LTD
- 2019-07-22➕COYLE, Jean appointeddirector
- 2019-07-22➕COYLE, Joseph appointeddirector
- 2019-07-22➕COYLE, Jean appointedsecretary
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 85 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 85 years old. Natural succession window is now.
Red flags
1 high · 1 med ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-07-30
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jean Coyle Individual · Irish · DOB 01/1948 · age 78 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 22/07/2019 |
1 historic (ceased) PSC
- Mr Joseph Coyleceased 17/07/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANEXHOMES LTD→ 16160510 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ANGEL 6 PROPERTIES LTD→ 15167222 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARCHIBALD MARCKAY PROPERTY LIMITED→ 08988659 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ARNOLD NEXUS INVESTMENTS LIMITED→ 16113505 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARTISAN LEEDS KIRKSTALL LIMITED→ 11543305 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ARVYN LIVING LIMITED→ 16596477 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASH 1 PROPERTIES LTD→ 11371287 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ASHFIELD AGENCY LTD→ 03495374 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| ASHFIELD HOUSE APARTMENT MANAGEMENT LIMITED→ 03948439 · est 2000 · no financials extracted | — | — | — | — | 26y | — | — |
| ASHFORD JAMES PROP CO LTD→ 11677815 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ASHNICK LTD→ 14517974 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ASHWOOD & AVERY ESTATES LTD→ 16209446 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-07-22
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
61 Bridge Street
Kington
HR5 3DJ
England
Filing status
Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2026-07-30OVERDUE
Last: 2025-07-16
Officers (3 active · 2 resigned)
Active
COYLE, Joseph→
Activedirector · ~85y · appointed 2019-07-22
View their other companies + combined net worth →
NICHOLSON, Emma Elizabeth→
Activedirector · ~44y · appointed 2026-04-16
View their other companies + combined net worth →
COYLE, Jean→
Resignedsecretary · appointed 2019-07-22 · resigned 2022-09-20
COYLE, Paul→
Resigneddirector · ~52y · appointed 2020-10-23 · resigned 2023-11-24
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
1
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 01/12/2023 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 11/06/2020 | 26/01/2024 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 11/06/2020 | 26/01/2024 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 11/06/2020 | 26/01/2024 | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 11/06/2020 | 26/01/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (38 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-07-22
appoint-person-director-company-with-name-date
officers · AP01
2026-05-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-08-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-17
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-25
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-26
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-26
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-26
mortgage-satisfy-charge-full
mortgage · MR04
2024-01-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-12-08
termination-director-company-with-name-termination-date
officers · TM01
2023-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-06