8 PORTFOLIO LIMITED
Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 6.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 6.5 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (19 events)Click to expand
- 2025-10-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-22📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-03-22🔓Charge satisfied #3
- 2023-02-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-06🔒Charge registered #4Lender: Aldermore Bank PLC
- 2022-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-28📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-11🔒Charge registered #3Lender: Belmont Green Finance Limited
- 2020-12-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-12-03🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2020-01-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-01-29🔒Charge registered #1Lender: Charter Court Financial Services Limited
- 2019-08-09🏢Company incorporatedAs 8 PORTFOLIO LIMITED
- 2019-08-09➕POWELL, Justin Louis appointeddirector
- 2019-08-09📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Justin Louis Powell Individual · British · DOB 08/1974 · age 52 | — | — | sig. influencesignificant influence | 09/08/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 2ME LIMITED→ 05806411 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
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| 41 FRIENDLY LIMITED→ 14652756 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 5M HOUSING SOLUTIONS LTD→ 15278771 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 727 PROPERTY LTD→ 16873639 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 79 RD LIMITED→ 14607506 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 83 CHURCHFIELDS MANAGEMENT LTD→ 14521654 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 84ME LTD→ 15733261 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 87 PARK LANE HORNCHURCH RM11 1BH LTD→ 15757516 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 8MOVES PROPERTIES LTD→ 14591685 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 06/02/2023 | — | |
| satisfied | Belmont Green Finance Belmont Green Finance Limited | A registered charge | 1 property | 11/12/2020 | 22/03/2023 | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 03/12/2020 | — | |
| outstanding | Precise Mortgages Charter Court Financial Services Limited | A registered charge | 1 property | 29/01/2020 | — |