ABPM HOLDINGS LIMITED
🏛️Establishedactive
12188771 · ltd · incorporated 2019-09-04
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£49.8k
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
12 live charges · 5 lenders · oldest 6.1y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
35 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £49,757
Cash YoY
+188%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£71k
↑ 188% YoY
Net Worth
£50k
↑ 360% YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £1.42M | £1.38M |
| Cash | £70.9k | £24.6k |
| Net assets | £49.8k | £10.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-06-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-04-03🔓Charge satisfied #9
- 2023-04-03🔓Charge satisfied #1
- 2023-02-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-24📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-02-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-24🔓Charge satisfied #4
- 2023-02-24🔓Charge satisfied #3
- 2023-02-23🔒Charge registered #12Lender: Fleet Mortgages Limited
- 2022-12-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-12🔒Charge registered #11Lender: Lendinvest Btl Limited
- 2022-11-18📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-18📄change-person-director-company-with-change-dateofficers · CH01
- 2022-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-11-18🔓Charge satisfied #7
- 2022-11-18🔓Charge satisfied #6
- 2022-11-18🔓Charge satisfied #5
- 2022-06-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-10🔒Charge registered #10Lender: Lendinvest Btl Limited
- 2021-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-07🔒Charge registered #9Lender: Landbay Partners Limited
- 2021-11-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-22🔒Charge registered #8Lender: Lendinvest Btl Limited
- 2021-10-18📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-22🔒Charge registered #7Lender: Colin Coward and Pamela Eileen Coward
- 2020-10-20🔒Charge registered #6Lender: Colin Coward and Pamela Eileen Coward
- 2020-10-20🔒Charge registered #5Lender: Colin Coward and Pamela Eileen Coward
- 2020-10-20🔒Charge registered #4Lender: Colin Coward and Pamela Eileen Coward
- 2020-10-20🔒Charge registered #3Lender: Colin Coward and Pamela Eileen Coward
- 2020-10-20🔒Charge registered #2Lender: Colin Coward and Pamela Eileen Coward
- 2020-06-05🔒Charge registered #1Lender: Alexander Roy Coward
- 2019-09-04🏢Company incorporatedAs ABPM HOLDINGS LIMITED
- 2019-09-04➕COWARD, Alexander Roy appointeddirector
- 2019-09-04➕COWARD, Barry Michael appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Alexander Roy Coward Individual · British · DOB 05/1976 · age 50 | 50–75% | — | 50-75% shares | 04/09/2019 |
Mr Barry Michael Coward Individual · British · DOB 07/1982 · age 44 | 25–50% | — | 25-50% shares | 04/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.M. PROPERTY SERVICES (BRISTOL) LTD.→ 12176119 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A.M.B.INVESTMENTS LIMITED→ 00654814 · est 1960 · no financials extracted | — | — | — | — | 66y | — | — |
| ALLIANCE HOMES SALES LIMITED→ 10366705 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ALMO REAL ESTATE LTD→ 16819595 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALOHA PROPERTY LTD→ 13001731 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALPHA JULIET PROPERTIES LTD→ 14665721 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ALT PROPERTIES BRISTOL LTD→ 16953219 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALWAYS PROPERTIES LTD→ 11030638 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AM PROPERTY PACKAGING LTD→ 16492982 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMAISE PROPERTIES LTD→ 16513976 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMARI BRISTOL LTD→ 15765167 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AMARS PROPERTIES LTD→ 16869138 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-04
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
587 Wells Road Hengrove
Bristol
BS14 9BA
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-17
Last: 2025-09-03
Officers (2 active · 0 resigned)
COWARD, Alexander Roy→
Activedirector · ~50y · appointed 2019-09-04
View their other companies + combined net worth →
COWARD, Barry Michael→
Activedirector · ~44y · appointed 2019-09-04
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
5
Outstanding
3
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 23/02/2023 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 12/12/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 10/05/2022 | — | |
| satisfied | Landbay Landbay Partners Limited | A registered charge | 2 properties | 07/12/2021 | 03/04/2023 | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 22/11/2021 | — | |
| satisfied | Colin Coward and Pamela Eileen Coward | A registered charge | 1 property | 22/10/2020 | 18/11/2022 | |
| satisfied | Colin Coward and Pamela Eileen Coward | A registered charge | 1 property | 20/10/2020 | 18/11/2022 | |
| satisfied | Colin Coward and Pamela Eileen Coward | A registered charge | 1 property | 20/10/2020 | 18/11/2022 | |
| satisfied | Colin Coward and Pamela Eileen Coward | A registered charge | 1 property | 20/10/2020 | 24/02/2023 | |
| satisfied | Colin Coward and Pamela Eileen Coward | A registered charge | 1 property | 20/10/2020 | 24/02/2023 | |
| outstanding | Colin Coward and Pamela Eileen Coward | A registered charge | 1 property | 20/10/2020 | — | |
| satisfied | Alexander Roy Coward | A registered charge | 1 property | 05/06/2020 | 03/04/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (35 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-15
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-03
mortgage-satisfy-charge-full
mortgage · MR04
2023-04-03
mortgage-satisfy-charge-full
mortgage · MR04
2023-02-24
mortgage-satisfy-charge-full
mortgage · MR04
2023-02-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-12
change-person-director-company-with-change-date
officers · CH01
2022-11-18
change-person-director-company-with-change-date
officers · CH01
2022-11-18