AJ SKYBLUE LTD
🏛️Establishedactive
12211307 · ltd · incorporated 2019-09-17
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
22 live charges · 5 lenders · oldest 6.5y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.5 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
22 charges (22/22 with lender, 22/22 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
3
filings
- • 2 mortgage
- • 1 accounts
Last 180 days
11
filings
- • 10 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (49 events)Click to expand
- 2026-07-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-07-01🔒Charge registered #22Lender: The Mortgage Works (UK) PLC
- 2026-06-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-06-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-06-01🔒Charge registered #21Lender: The Mortgage Works (UK) PLC
- 2026-04-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-04-15🔓Charge satisfied #20
- 2026-04-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-04-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-26🔒Charge registered #20Lender: Aldermore Bank PLC
- 2026-03-26🔒Charge registered #19Lender: Aldermore Bank PLC
- 2026-03-26🔒Charge registered #18Lender: Aldermore Bank PLC
- 2026-03-26🔒Charge registered #17Lender: Aldermore Bank PLC
- 2026-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-18🔒Charge registered #16Lender: Kensington Mortgage Company Limited
- 2026-03-18🔒Charge registered #15Lender: Kensington Mortgage Company Limited
- 2026-02-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-02🔒Charge registered #14Lender: The Mortgage Works (UK) PLC
- 2026-01-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-23🔒Charge registered #13Lender: Aldermore Bank PLC
- 2026-01-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-01-05🔒Charge registered #12Lender: Godiva Mortgages Limited
- 2025-07-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-07-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-28🔒Charge registered #11Lender: Aldermore Bank PLC
- 2025-02-12📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-11🔒Charge registered #10Lender: Aldermore Bank PLC
- 2024-10-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-03📄change-person-director-company-with-change-dateofficers · CH01
- 2022-04-29🔒Charge registered #9Lender: The Mortgage Works (UK) PLC
- 2021-12-20🔒Charge registered #8Lender: The Mortgage Works (UK) PLC
- 2020-10-22🔒Charge registered #7Lender: Paragon Bank PLC
- 2020-06-09🔒Charge registered #6Lender: Paragon Bank PLC
- 2020-05-15🔒Charge registered #5Lender: Paragon Bank PLC
- 2020-02-18🔒Charge registered #4Lender: The Mortgage Works (UK) PLC
- 2020-02-14🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2020-02-03🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2020-01-20🔒Charge registered #1Lender: Paragon Bank PLC
- 2019-09-17🏢Company incorporatedAs AJ SKYBLUE LTD
- 2019-09-17➕COLLIS, Andrew Neil appointeddirector
- 2019-09-17➕COLLIS, Jennifer Kay appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 low11 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-07-01: A registered charge; 2026-06-01: A registered charge; 2026-03-26: A registered charge
21 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Neil Collis Individual · British · DOB 05/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/09/2019 |
Mrs Jennifer Kay Collis Individual · British · DOB 09/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 17/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADECOT PROPERTIES LIMITED→ 04911548 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ADELAE LTD→ 11877678 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ADEVE PROPERTIES LIMITED→ 16638659 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADI MESTI JADI LTD→ 16179720 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADT PROPERTY HOLDINGS LIMITED→ 09291165 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AFEMIA PROPERTY LTD→ 16310345 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AIC FORSTER PROPERTIES LIMITED→ 11778395 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AJM PROPERTIES LTD→ 10656430 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| AKSP PROPERTY LIMITED→ 16066673 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AL-HASANI GROUP LIMITED→ 13464688 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALCXHMY LIMITED→ 12523128 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALDBURY MANAGEMENT UK LIMITED→ 12994846 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-17
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
First Floor, The Foundation Herons Way
Chester Business Park
Chester
Cheshire
CH4 9GB
United Kingdom
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-30
Last: 2025-09-16
Officers (2 active · 0 resigned)
COLLIS, Andrew Neil→
Activedirector · ~46y · appointed 2019-09-17
View their other companies + combined net worth →
COLLIS, Jennifer Kay→
Activedirector · ~47y · appointed 2019-09-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
22
Total charges
21
Outstanding
5
Active lenders
Status:Lender:22 of 22 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 01/07/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 01/06/2026 | — | |
| satisfied | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/03/2026 | 15/04/2026 | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/03/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 26/03/2026 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 18/03/2026 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 18/03/2026 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 02/02/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 23/01/2026 | — | |
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 05/01/2026 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 28/02/2025 | — | |
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 11/02/2025 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 29/04/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 20/12/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 22/10/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 09/06/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 15/05/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 18/02/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/02/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 03/02/2020 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 20/01/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (46 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-02
mortgage-satisfy-charge-full
mortgage · MR04
2026-04-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-03-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-16
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-05