AD & JD PROPERTY LTD
🏛️Establishedactive
12217507 · ltd · incorporated 2019-09-20
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£-32.2k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
1 live charge · oldest 4.6y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.6 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
14 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £32,229
Cash YoY
+217%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3k
↑ 217% YoY
Net Worth
-£32k
↑ 1.8% YoY
Current Assets
£8k
↑ 34% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £167.4k | £166.3k |
| Current assets | £7.8k | £5.9k |
| Cash | £3.1k | £975 |
| Debtors | £4.8k | £4.9k |
| Net assets | £-32.2k | £-32.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-06-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-13🔒Charge registered #1Lender: Molo Holdings No.1 Limited
- 2021-06-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-20🏢Company incorporatedAs AD & JD PROPERTY LTD
- 2019-09-20➕DEGUARA, Annette appointeddirector
- 2019-09-20➕SCOTTOW, Jordyn appointeddirector
- 2019-09-20📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Annette Deguara Individual · British · DOB 12/1971 · age 55 | 25–50% | — | 25-50% shares | 20/09/2019 |
Miss Jordyn Scottow Individual · British · DOB 02/1999 · age 27 | 25–50% | — | 25-50% shares | 20/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
| A & G LETTINGS LTD→ 12391917 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A & H HOMES SOUTH COAST LIMITED→ 16167847 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABACULUS LIMITED→ 10288814 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ABBOTTS ACRES LIMITED→ 16371327 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AC SOUTHERN PROPERTIES LIMITED→ 10205429 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ACCOMMODATION BY DJT LTD→ 15182675 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACOG FREEHOLD LTD→ 14413525 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACTIVE PROPERTY MANAGEMENT (APM) LTD→ 16787898 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADEWALE-ANIKE PROPERTY GROUP LTD→ 16961761 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADG HOME RENTAL LIMITED→ 16670037 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADMIRAL HAMPSHIRE PROPERTIES LTD→ 16490072 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADMIRAL HOUSE PROPERTY TRADING LIMITED→ 08386186 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-20
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
11 Helsby Close
Fareham
PO14 1QH
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-03
Last: 2025-09-19
Officers (2 active · 0 resigned)
DEGUARA, Annette→
Activedirector · ~55y · appointed 2019-09-20
View their other companies + combined net worth →
SCOTTOW, Jordyn→
Activedirector · ~27y · appointed 2019-09-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Molo Finance Molo Holdings No.1 Limited | A registered charge | 1 property | 13/12/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (14 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-29
incorporation-company
incorporation · NEWINC
2019-09-20