3FINS LIMITED
🏛️Establishedactive
12223563 · ltd · incorporated 2019-09-24
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No snapshot from 90 days ago — start tracking from today.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: SIC 47640
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
3 years of iXBRL accounts extracted + narrative notes parsed
95
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (2 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
3 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-09-30 | 2024-09-30 | 2023-09-30 |
|---|---|---|---|
| Average employees | 200 | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-06-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-06-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-02-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-12📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2021-02-08➖SCHOLES, Mari Anne resignedsecretary
- 2021-02-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-03📄capital-allotment-sharescapital · SH01
- 2020-07-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-06-16➕ELLIS, Helen Anne appointeddirector
- 2019-10-02📄capital-allotment-sharescapital · SH01
- 2019-10-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-10-02📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2019-10-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2019-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-09-27➕ELLIS, Timothy Craig appointeddirector
- 2019-09-27➕SCHOLES, Mari Anne appointedsecretary
- 2019-09-24🏢Company incorporatedAs 3FINS LIMITED
- 2019-09-24➕DUKE, Michael appointeddirector
- 2019-09-24➖DUKE, Michael resigneddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Timothy Craig Ellis Individual · British · DOB 02/1976 · age 50 | 75–100% | — | 75-100% shares | 27/09/2019 |
Mrs Helen Anne Ellis Individual · British · DOB 08/1984 · age 42 | 25–50% | — | 25-50% shares | 06/11/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Retail · N postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3D MAKERY LTD→ 16289777 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3P MANAGEMENT CONSULTANCY LTD→ 16437471 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4YOUEXPRESS2 LTD→ 15151979 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 88 ELEMENTS LTD→ 11981410 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 923 TRADING LTD→ 16939960 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A&A.PS LTD→ 14109716 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A1 SMART LTD→ 10181453 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A2 TECH LTD→ 16936560 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A2YOU TRADE LTD→ 14924119 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A7 TECHNOLOGY & SERVICES LTD→ 15072201 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A9 FRAGRANCES LTD→ 14006270 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AA BREAKS LTD→ 16149927 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-24
Jurisdictionengland-wales
Primary SIC47640 — SIC 47640
Registered office
20-22 Wenlock Road
London
N1 7GU
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-10-16
Last: 2025-10-02
Officers (2 active · 2 resigned)
ELLIS, Helen Anne→
Activedirector · ~42y · appointed 2020-06-16
View their other companies + combined net worth →
ELLIS, Timothy Craig→
Activedirector · ~50y · appointed 2019-09-27
View their other companies + combined net worth →
SCHOLES, Mari Anne→
Resignedsecretary · appointed 2019-09-27 · resigned 2021-02-08
DUKE, Michael→
Resigneddirector · ~67y · appointed 2019-09-24 · resigned 2019-09-24
Click a director name to see their full track record across all companies.
Recent filings (27 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-06-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-13
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-21
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-05
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2021-11-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-02-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-02-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-02-12
termination-secretary-company-with-name-termination-date
officers · TM02
2021-02-12