AD ROSE PROPERTY LTD
🏛️Establishedactive
12229874 · ltd · incorporated 2019-09-26
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and acceptable with review structure.
Opportunity 71/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 6.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.7 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 3 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-26📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-25🔒Charge registered #4Lender: Godiva Mortgages Limited
- 2025-12-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-10-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-09📄change-person-director-company-with-change-dateofficers · CH01
- 2025-06-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-30📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-06-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-09-07🔓Charge satisfied #2
- 2020-09-07🔓Charge satisfied #1
- 2020-06-19🔒Charge registered #3Lender: Onesavings Bank PLC
- 2019-10-30🔒Charge registered #2Lender: Romaco Spv 2 Limited
- 2019-10-30🔒Charge registered #1Lender: Romaco Spv 2 Limited
- 2019-09-26🏢Company incorporatedAs AD ROSE PROPERTY LTD
- 2019-09-26➕SALVATO, Daniel James appointeddirector
- 2019-09-26➕WADDINGTON, Abby Danielle appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Abby Danielle Waddington Individual · British · DOB 02/1994 · age 32 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/09/2019 |
Mr Daniel James Salvato Individual · British · DOB 07/1993 · age 33 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 26/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · BD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&G (ROE) PROPERTY LTD→ 16768125 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AAH REAL ESTATE LTD→ 15134314 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AAYAT & CO LIMITED→ 16690974 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACACIA PARK MANAGEMENT COMPANY LIMITED→ 11209577 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACETARC HOLDINGS LTD→ 09589177 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ACORN GROUP YORKSHIRE LIMITED→ 16861509 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACQUISISTA LTD→ 14396916 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACRE PROPERTIES DEVELOPMENT LIMITED→ 05969918 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AD PROPERTY GROUP LIMITED→ 10994067 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ADA RENTALS LTD→ 14108978 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADAM K LTD→ 07084543 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ADAM MANAGEMENT LTD→ 07657360 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-26
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Hazel Mount Bent Lane
Sutton-In-Craven
Keighley
North Yorkshire
BD20 7QL
England
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-12-22
Last: 2025-12-08
Officers (2 active · 0 resigned)
SALVATO, Daniel James→
Activedirector · ~33y · appointed 2019-09-26
View their other companies + combined net worth →
WADDINGTON, Abby Danielle→
Activedirector · ~32y · appointed 2019-09-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
2
Outstanding
2
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Godiva Mortgages Godiva Mortgages Limited | A registered charge | 1 property | 25/02/2026 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 19/06/2020 | — | |
| satisfied | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 1 property | 30/10/2019 | 07/09/2020 | |
| satisfied | Romaco Spv 2 Romaco Spv 2 Limited | A registered charge | 1 property | 30/10/2019 | 07/09/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (44 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-06-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-08
change-person-director-company-with-change-date
officers · CH01
2025-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-12-08
change-person-director-company-with-change-date
officers · CH01
2025-12-08
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-12-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-09
change-person-director-company-with-change-date
officers · CH01
2025-10-09
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-10-09
change-person-director-company-with-change-date
officers · CH01
2025-10-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-17