AJ SWIFT LTD
🏛️Establishedactive
12235397 · ltd · incorporated 2019-09-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
£57.4k
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Retail trade of motor vehicle parts and accessories
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Deleverage or restructure. Leverage at 100% of assets — consider sale of non-core assets or equity injection. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £57,414
High leverage
Liabilities are 100% of total assets
Net assets shrinking
Down £31,476 YoY
Leverage
100%
Liabilities / Total assets
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£57k
↓ 35% YoY
Current Assets
£203k
↑ 66% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-09-30 | 2024-09-30 |
|---|---|---|
| Total assets | £205.2k | £123.7k |
| Current assets | £202.6k | £122.3k |
| Net assets | £57.4k | £88.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-01-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-25📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-11-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-08-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-06-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-15📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-01➕LEWIS, Luke appointeddirector
- 2023-06-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-30🏢Company incorporatedAs AJ SWIFT LTD
- 2019-09-30➕CARTER, Alastair James appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Luke Lewis Individual · British · DOB 08/1999 · age 27 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/12/2023 |
Mr Alastair James Carter Individual · British · DOB 08/1991 · age 35 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 30/09/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Automotive · LL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & G REPAIRS LIMITED→ 14718574 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| A & J AUTOMOTIVE LIMITED→ 11199674 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| A & K AUTOS NORTH WALES LTD→ 09821720 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| A H PETERS & SONS LIMITED→ 07688065 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| A&J DUNCALF INVESTMENTS LTD→ 12280721 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A55 CAR KEYS LTD→ 15497339 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABERCONWY MARINE & MECHANICS LIMITED→ 07703713 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ABSOLUTE PRECISION AUTO DETAILING LTD→ 12442636 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| AC APPROVED LTD→ 16121602 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADVANCE AUTOPARTS LTD→ 04354107 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| AIR MECHANICS LTD→ 16400377 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALL ELECTRIC RACING LTD→ 14544478 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-09-30
Jurisdictionengland-wales
Primary SIC45320 — Retail trade of motor vehicle parts and accessories
Registered office
Unit 6 Pwllheli Marina Workshops
Pwllheli
LL53 5YW
Wales
Filing status
Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-12-26
Last: 2025-12-12
Officers (2 active · 0 resigned)
CARTER, Alastair James→
Activedirector · ~35y · appointed 2019-09-30
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Recent filings (32 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-26
change-person-director-company-with-change-date
officers · CH01
2025-11-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-11-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-08-20
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-08-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-12