ACES COMMERCIAL FINANCE LTD
💤Zombieactive
12262872 · ltd · incorporated 2019-10-15
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£16.8k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Data confidence
Overall: medium (69/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £16,811
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£17k
Current Assets
£41k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 |
|---|---|
| Total assets | £46.3k |
| Current assets | £41.0k |
| Net assets | £16.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2025-06-24📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-06-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-01-02📄gazette-notice-compulsorygazette · GAZ1
- 2023-08-09📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-07-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-12📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-10-01➖RICHARDSON, Clare resignedsecretary
- 2019-10-15🏢Company incorporatedAs ACES COMMERCIAL FINANCE LTD
- 2019-10-15➕RICHARDSON, Andrew appointeddirector
- 2019-10-15➕RICHARDSON, Clare appointedsecretary
- 2019-10-15📄incorporation-companyincorporation · NEWINC
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
45/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Richardson Individual · British · DOB 09/1983 · age 43 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 15/10/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Professional services · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACCOUNTING INC. LTD→ 11526506 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACE HIGH CRM LTD→ 15729987 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACE RENTALS NORTH EAST LIMITED→ 15485601 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACF BUSINESS SERVICES LIMITED→ 06263902 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ACHIEVERS PROFESSIONAL CENTRE LIMITED→ 15937899 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACKLAM HALL MANAGEMENT LTD→ 09358595 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ACOREENERGY LIMITED→ 07932276 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| ACREHALL SERVICES LTD→ 07080619 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ACS CONSULTANCY SERVICES LTD→ 15619350 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACTIF CONSULTING LTD→ 13589425 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACTIVE ENERGY GENERATION LIMITED→ 16665757 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACTIVE FUTURE FRANCHISING LTD→ 14934865 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-10-15
Jurisdictionengland-wales
Primary SIC70221 — Financial management
Registered office
35 Lindfield Avenue
Newcastle Upon Tyne
NE5 3NX
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-28
Last: 2025-10-14
Officers (1 active · 1 resigned)
RICHARDSON, Andrew→
Activedirector · ~43y · appointed 2019-10-15
View their other companies + combined net worth →
RICHARDSON, Clare→
Resignedsecretary · appointed 2019-10-15 · resigned 2020-10-01
Click a director name to see their full track record across all companies.
Recent filings (16 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-14
change-account-reference-date-company-current-extended
accounts · AA01
2025-06-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-18
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-07
gazette-filings-brought-up-to-date
gazette · DISS40
2024-01-03
gazette-notice-compulsory
gazette · GAZ1
2024-01-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-31
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-08
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-15
accounts-with-accounts-type-micro-entity
accounts · AA
2021-07-28
confirmation-statement-with-updates
confirmation-statement · CS01
2020-10-15
termination-secretary-company-with-name-termination-date
officers · TM02
2020-10-12