447 PROPERTIES LTD
- 68201Renting and operating of Housing Association real estate
- 68209Other letting and operating of own or leased real estate
- 68320Management of real estate on a fee or contract basis
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 5.9y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £135.8k | £139.8k |
| Current assets | £52.4k | £65.0k |
| Net assets | £9.7k | £10.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (14 events)Click to expand
- 2025-07-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-07-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-07-03🔓Charge satisfied #1
- 2024-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-07-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-07-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-07-01🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2021-07-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-11🔒Charge registered #1Lender: Paragon Bank PLC
- 2019-10-17🏢Company incorporatedAs 447 PROPERTIES LTD
- 2019-10-17➕JOSEPH, Charlotte appointeddirector
- 2019-10-17📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Charlotte Joseph Individual · British · DOB 06/1980 · age 46 | — | — | sig. influencesignificant influence | 17/10/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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|---|---|---|---|---|---|---|---|
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| 3 RSN (UK) LIMITED→ 13092455 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 3DOM REAL ESTATE LTD→ 14113562 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 4VSH LTD→ 16357665 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 51 ABBEY ROAD LIMITED→ 03318648 · est 1997 · no financials extracted | — | — | — | — | 29y | — | — |
| 54 KAY ROAD MANAGEMENT COMPANY LIMITED→ 07461002 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 542M LIMITED→ 16218868 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 01/07/2022 | — | |
| satisfied | Paragon Paragon Bank PLC | A registered charge | 1 property | 11/06/2020 | 03/07/2025 |