FOURSEE FINANCIAL PLANNING LIMITED
🏛️Establishedactive
12276575 · ltd · incorporated 2019-10-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£9.3k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £9,251
Net assets shrinking
Down £24,922 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£9k
↓ 73% YoY
Current Assets
£47k
↓ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £49.9k | £82.9k |
| Current assets | £47.4k | £57.8k |
| Net assets | £9.3k | £34.2k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-24📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-10-23📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-10📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-10📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-05-26📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-05-26📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-05-26📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-05-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-15➖LENAGH, Rachel Jane resigneddirector
- 2022-02-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2021-10-26📄capital-allotment-sharescapital · SH01
- 2021-10-06📄capital-allotment-sharescapital · SH01
- 2021-01-28➕SELBY, Rachel Jane appointeddirector
- 2021-01-28➕LENAGH, Rachel Jane appointeddirector
- 2019-10-23🏢Company incorporatedAs FOURSEE FINANCIAL PLANNING LIMITED
- 2019-10-23➕SELBY, Andrew Norman George appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Andrew Norman George Selby Individual · British · DOB 07/1979 · age 47 | 25–50% | — | 25-50% shares | 26/05/2022 |
Mrs Rachel Jane Selby Individual · British · DOB 09/1987 · age 39 | 25–50% | — | 25-50% shares | 28/01/2021 |
1 historic (ceased) PSC
- Mr Andrew Norman George Selbyceased 26/05/2022· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALZOL LIMITED→ 16209563 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BOWLAND FINANCE LIMITED→ 12324302 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BRATHAY INVESTMENTS LIMITED→ 13483414 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CASTLE LOCH LTD.→ 15151195 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CJT FINANCIAL PLANNING LTD→ 06969421 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| DAVID HOPKINSON IFA LTD→ 07212481 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| DMCT INVESTMENTS LTD→ 17045193 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| EXORS. OF JOHN WARD LIMITED→ 00312679 · est 1936 · no financials extracted | — | — | — | — | 90y | — | — |
| FACE TO FACE FINANCIAL SERVICES LTD→ 04663849 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| FINANCIAL MANAGEMENT BUREAU LIMITED→ 02089786 · est 1987 · no financials extracted | — | — | — | — | 39y | — | — |
| FURNESS MORTGAGE SERVICES LIMITED→ 02948076 · est 1994 · no financials extracted | — | — | — | — | 31y | — | — |
| GARETH NICHOLSON FINANCIAL PLANNING LTD→ 10545315 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-10-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
5 Town End Way
Halton
Lancaster
LA2 6RJ
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-10-18
Last: 2025-10-04
Officers (2 active · 1 resigned)
SELBY, Andrew Norman George→
Activedirector · ~47y · appointed 2019-10-23
View their other companies + combined net worth →
SELBY, Rachel Jane→
Activedirector · ~39y · appointed 2021-01-28
View their other companies + combined net worth →
LENAGH, Rachel Jane→
Resigneddirector · ~39y · appointed 2021-01-28 · resigned 2022-02-15
Click a director name to see their full track record across all companies.
Recent filings (34 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-24
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-25
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-24
change-person-director-company-with-change-date
officers · CH01
2024-10-24
change-person-director-company-with-change-date
officers · CH01
2024-10-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-23
change-person-director-company-with-change-date
officers · CH01
2024-10-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-15
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-10
change-person-director-company-with-change-date
officers · CH01
2024-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-18
accounts-with-accounts-type-micro-entity
accounts · AA
2023-01-23