ACM PROPERTY HOLDINGS LIMITED
🏛️Establishedactive
12287822 · ltd · incorporated 2019-10-29
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
£-5.8k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 72/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 6.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 6.4 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
27 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £5,769
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£6k
↓ 41% YoY
Current Assets
£2k
↑ 58% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-10-31 | 2023-10-31 |
|---|---|---|
| Total assets | £66.2k | £68.2k |
| Current assets | £1.7k | £1.1k |
| Net assets | £-5.8k | £-4.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-12-18🔒Charge registered #3Lender: Onesavings Bank PLC Trading as Kent Reliance Banking Services, Kent Reliance, and Krbs
- 2024-11-04➖BENSTOCK, Craig Ryan resigneddirector
- 2024-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-11-04📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-11-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-19📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-08-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-19📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-12📄legacymiscellaneous · RPCH01
- 2024-08-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-07-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-24📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-08-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-08-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-02🔓Charge satisfied #1
- 2022-08-01🔒Charge registered #2Lender: Kensington Mortgage Company Limited
- 2022-07-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-03-17📄accounts-amended-with-accounts-type-micro-entityaccounts · AAMD
- 2021-07-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-02-14🔒Charge registered #1Lender: Charter Court Financial Services Limited (Precise Mortgages)
- 2019-10-29🏢Company incorporatedAs ACM PROPERTY HOLDINGS LIMITED
- 2019-10-29➕CHARLTON, Anthony Joseph appointeddirector
- 2019-10-29➕RABEY, Maxwell appointeddirector
- 2019-10-29➕BENSTOCK, Craig Ryan appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 lowMultiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony Joseph Charlton Individual · British · DOB 06/1987 · age 39 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/11/2024 |
Mr Maxwell Rabey Individual · British · DOB 06/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 04/11/2024 |
Mr Craig Ryan Benstock Individual · British · DOB 11/1986 · age 40 | — | — | sig. influencesignificant influence | 29/10/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 90C BROOMFIELD ROAD LIMITED→ 10659449 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| A CUBED PROPERTIES LTD→ 13892861 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AAOA REAL ESTATE LTD→ 16440173 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABRAHAMS REAL PROPERTY (LONDON) LIMITED→ 08586651 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| ABSA PROPERTIES LTD→ 15343532 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACCOMMODATION CONNECT LTD→ 15446391 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACDH HOLDINGS LIMITED→ 14324615 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACHAKILI PROPERTIES LIMITED→ 16075082 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACHONDRITE LTD→ 07853761 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| ACKLANE INVESTMENTS LTD.→ 03112909 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| ACMS PROPERTY LIMITED→ 14353976 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACORN ACQUISITIONS LTD→ 14002563 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-10-29
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
24 Butt Lane
Manuden
Bishop's Stortford
CM23 1DL
England
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-11-11
Last: 2025-10-28
Officers (2 active · 1 resigned)
CHARLTON, Anthony Joseph→
Activedirector · ~39y · appointed 2019-10-29
View their other companies + combined net worth →
RABEY, Maxwell→
Activedirector · ~28y · appointed 2019-10-29
View their other companies + combined net worth →
BENSTOCK, Craig Ryan→
Resigneddirector · ~40y · appointed 2019-10-29 · resigned 2024-11-04
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
2
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Kent Reliance / OSB Onesavings Bank PLC Trading as Kent Reliance Banking Services, Kent Reliance, and Krbs | A registered charge | 1 property | 18/12/2024 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 01/08/2022 | — | |
| satisfied | Precise Mortgages Charter Court Financial Services Limited (Precise Mortgages) | A registered charge | 1 property | 14/02/2020 | 02/08/2022 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (27 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-10
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-12-19
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-11-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-11-04
termination-director-company-with-name-termination-date
officers · TM01
2024-11-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-19
change-person-director-company-with-change-date
officers · CH01
2024-08-19
change-person-director-company-with-change-date
officers · CH01
2024-08-19
legacy
miscellaneous · RPCH01
2024-08-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-29
change-person-director-company-with-change-date
officers · CH01
2024-07-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-31