3A PROJECTS LTD
🏛️Establishedactive
12290903 · ltd · incorporated 2019-10-31
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2024
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 75/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
7 live charges · 3 lenders · oldest 5.0y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~5.0 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 |
|---|---|
| Average employees | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-05-12📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2025-11-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-28📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-30📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-15🔓Charge satisfied #4
- 2024-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-13🔒Charge registered #7Lender: Gfs 1 LTD
- 2024-08-13🔒Charge registered #6Lender: Gfs 1 LTD
- 2024-02-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-26🔒Charge registered #5Lender: Castle Trust Capital PLC
- 2023-10-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-18🔒Charge registered #4Lender: Shawbrook Bank Limited
- 2022-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-10-28🔒Charge registered #3Lender: Shawbrook Bank Limited
- 2022-07-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-25📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-21📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-17🔒Charge registered #2Lender: Shawbrook Bank Limited
- 2021-06-08🔒Charge registered #1Lender: Shawbrook Bank Limited
- 2019-10-31🏢Company incorporatedAs 3A PROJECTS LTD
- 2019-10-31➕HAMMOND, Matthew Richard appointeddirector
- 2019-10-31➕HAMMOND, Trevor John appointeddirector
- 2019-10-31➕STILE, Ian David appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
Red flags
1 low6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Trevor John Hammond Individual · British · DOB 03/1959 · age 67 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 31/10/2019 |
Mr Matthew Richard Hammond Individual · British · DOB 07/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 31/10/2019 |
Mr Ian David Stile Individual · British · DOB 01/1955 · age 71 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 31/10/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CM postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 181 WEST HEATH ROAD LTD→ 10409199 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 29CU PLUMBING & HEATING LTD→ 16223411 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 2ND CREATION LTD→ 10743940 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 3-CS PROJECTS LTD→ 14268247 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 360 NEW BUILD & DEVELOPMENT (APPLE TREE) LIMITED→ 14712079 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 360 NEW BUILD & DEVELOPMENT (WEST MALLING) LTD→ 15558816 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 3D FLOORING LIMITED→ 05012319 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| 3D FLOORING RESTORATIONS LIMITED→ 08093291 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 3D SITE SURVEYS LTD→ 09210252 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| 4 FANTASTIC LTD→ 11708039 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 4 FRONT LTD.→ 04866136 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 4 SITE PILING LIMITED→ 10805267 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-10-31
Jurisdictionengland-wales
Primary SIC41100 — Development of building projects
Registered office
10-12 Mulberry Green
Harlow
Essex
CM17 0ET
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-11-13
Last: 2025-10-30
Officers (3 active · 0 resigned)
HAMMOND, Matthew Richard→
Activedirector · ~42y · appointed 2019-10-31
View their other companies + combined net worth →
HAMMOND, Trevor John→
Activedirector · ~67y · appointed 2019-10-31
View their other companies + combined net worth →
STILE, Ian David→
Activedirector · ~71y · appointed 2019-10-31
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
6
Outstanding
3
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Gfs 1 Gfs 1 LTD | A registered charge | 1 property | 13/08/2024 | — | |
| outstanding | Gfs 1 Gfs 1 LTD | A registered charge | — | 13/08/2024 | — | |
| outstanding | Castle Trust Capital Castle Trust Capital PLC | A registered charge | 1 property | 26/10/2023 | — | |
| satisfied | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 18/01/2023 | 15/08/2024 | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 28/10/2022 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 17/01/2022 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 08/06/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (33 total)
change-account-reference-date-company-previous-extended
accounts · AA01
2026-05-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-28
change-person-director-company-with-change-date
officers · CH01
2025-11-28
confirmation-statement-with-updates
confirmation-statement · CS01
2025-11-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-30
change-person-director-company-with-change-date
officers · CH01
2024-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-07
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-08-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-07
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-10-31
change-person-director-company-with-change-date
officers · CH01
2023-10-16