CHUB INVESTMENTS LIMITED
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 5.5y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 accounts
- • 1 officers
Corporate timeline (21 events)Click to expand
- 2026-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-17📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-09📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-20🔒Charge registered #1Lender: Medway Finance Limited
- 2020-06-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-06-10📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-06-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-06-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-05-29➖ADAMS, Robert resigneddirector
- 2020-05-18➕ADAMS, Charlotte Olivia appointeddirector
- 2019-11-28📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2019-11-26🏢Company incorporatedAs CHUB INVESTMENTS LIMITED
- 2019-11-26➕ADAMS, Robert appointeddirector
- 2019-11-26📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
cleanShareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Christine Anne Adams Individual · British · DOB 07/1953 · age 73 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · trust interest | 18/05/2020 |
Mr Robert Adams Individual · English · DOB 07/1949 · age 77 | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · trust interest | 26/11/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Medway Finance Medway Finance Limited | A registered charge | — | 20/01/2021 | — |