A H Z PROPERTIES LIMITED
🏛️Establishedactive
12338022 · ltd · incorporated 2019-11-28
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
£-3.4k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pass (distressed without resilience)Distressed property-backed borrower — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 6.0y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.0 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
18 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £3,405
Net assets shrinking
Down £3,899 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£3k
↓ 789% YoY
Current Assets
£503
↓ 13% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £190.0k | £194.0k |
| Current assets | £503 | £577 |
| Net assets | £-3.4k | £494 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-12-20🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2021-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-31🔒Charge registered #2Lender: The Mortgage Lender Limited
- 2020-11-15📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-11-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-11-01➕AZIZ, Hina appointeddirector
- 2020-07-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-23🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2019-11-28🏢Company incorporatedAs A H Z PROPERTIES LIMITED
- 2019-11-28➕ZULFIQAR, Ali Hussain appointeddirector
- 2019-11-28📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ali Hussain Zulfiqar Individual · British · DOB 10/1986 · age 40 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 28/11/2019 |
Miss Hina Aziz Individual · British · DOB 10/1987 · age 39 | 25–50% | — | 25-50% shares | 01/11/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Property · OL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A D A (OLDHAM) LIMITED→ 15504116 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A. HOWARTH (2018) LIMITED→ 11545690 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A. HOWARTH LIMITED→ 06045991 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| A.I.M.I PROPERTIES LTD→ 15408528 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AARON PROPERTY MANAGEMENT CO LTD→ 05339193 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| AB DEVELOPMENT GROUPS LIMITED→ 14888579 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBEYTHORN ESTATES LTD→ 08926983 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ACN PROPERTY MANAGEMENT LTD→ 15238224 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACORN (GEE CROSS) LIMITED→ 04135252 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ADVANCE PRO LTD→ 15322515 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADVANCE WORKSHOPS LIMITED→ 01039863 · est 1972 · no financials extracted | — | — | — | — | 54y | — | — |
| ADVANTAGE PROPERTY GROUP LTD→ 14036705 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-11-28
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
19 Simkin Way
Oldham
OL8 2TH
England
Filing status
Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-09-27
Last: 2025-09-13
Officers (2 active · 0 resigned)
Active
ZULFIQAR, Ali Hussain→
Activedirector · ~40y · appointed 2019-11-28
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 20/12/2021 | — | |
| outstanding | The Mortgage Lender The Mortgage Lender Limited | A registered charge | 1 property | 31/03/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 23/07/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (18 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-22
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-29
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-12-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-13
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-05
appoint-person-director-company-with-name-date
officers · AP01
2020-11-15