ADVICE FOR LATER LIFE LTD

💤Zombieactive
12376781 · ltd · incorporated 2019-12-23
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to May 2025
Net worth
book net assets
Opportunity
76/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 76/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£6k£13k£19k£26k£32kMay 2024May 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-312024-05-31
Total assets£7.4k
Current assets£7.4k
Net assets£31.9k
Average employees100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • 2 officers
  • 1 persons-with-significant-control
Last 180 days
5
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-03-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-03-11
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-03-11
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-12-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2025-10-21
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2025-01-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2024-01-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2022-12-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-09-08
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-08-14
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  11. 2020-02-14
    📄
    capital-allotment-shares
    capital · SH01
  12. 2020-02-14
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  13. 2020-02-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  14. 2020-02-13
    FOULKS, Jayne resigned
    secretary
  15. 2019-12-23
    🏢
    Company incorporated
    As ADVICE FOR LATER LIFE LTD
  16. 2019-12-23
    FOULKS, Adrian David Simon appointed
    director
  17. 2019-12-23
    FOULKS, Jayne appointed
    secretary
  18. 2019-12-23
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Adrian David Simon Foulks
Individual · British · DOB 05/1966 · age 60
sig. influencesignificant influence23/12/2019
1 historic (ceased) PSC
  • Mrs Jayne Ann Foulksceased 13/02/2020· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-12-23
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

33 Vespasian Close
Westhampnett
Chichester
PO18 0FS
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-02-28
Last: 2026-02-14

Officers (1 active · 1 resigned)

FOULKS, Adrian David Simon
director · ~60y · appointed 2019-12-23
View their other companies + combined net worth →
Active
FOULKS, Jayne
secretary · appointed 2019-12-23 · resigned 2020-02-13
Resigned

Click a director name to see their full track record across all companies.

Recent filings (21 total)

change-person-director-company-with-change-date
officers · CH01
2026-03-11
change-person-director-company-with-change-date
officers · CH01
2026-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-16
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-20
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-21
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-19