ASSET FINANCIAL ENGINEERING LIMITED
🏛️Establishedactive
12379851 · ltd · incorporated 2019-12-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 77/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (3 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-28➖FENN, Patrick Harry John resigneddirector
- 2024-05-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-05-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-03-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2022-03-09📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-11📄capital-name-of-class-of-sharescapital · SH08
- 2020-11-11📄resolutionresolution · RESOLUTIONS
- 2020-11-11📄memorandum-articlesincorporation · MA
- 2019-12-30🏢Company incorporatedAs ASSET FINANCIAL ENGINEERING LIMITED
- 2019-12-30➕SMITH, Gregory Stuart appointedsecretary
- 2019-12-30➕SMITH, Gregory Stuart appointeddirector
- 2019-12-30➕WARD, Andrew Walter appointeddirector
- 2019-12-30➕FENN, Patrick Harry John appointeddirector
- 2019-12-30📄incorporation-companyincorporation · NEWINC
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 58 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 58. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Henry Max Stevens Individual · British · DOB 01/1996 · age 30 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/03/2022 |
Mr Alexander Ben Stevens Individual · British · DOB 05/1998 · age 28 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 09/03/2022 |
Mr Andrew Paul Stevens Individual · British · DOB 11/1965 · age 61 | — | — | sig. influencesignificant influence | 30/12/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AH JAMES FINANCIAL LIMITED→ 11143444 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AJ CRUZ BUCK LIMITED→ 14956893 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AMJOSA LIMITED→ 10050776 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AMJOSA PARTNERSHIP (GP) LIMITED→ 10043753 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ANGLIAN ASSET FINANCE LTD→ 13050740 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| APOLLO INVESTMENT MANAGEMENT LTD→ 14323177 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ARDENCAPLE ENTERPRISES LIMITED→ 15786437 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARMFIELD FINANCIAL LTD→ 12167863 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARMSTRONG CAPITAL MANAGEMENT LIMITED→ 11472557 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ASPIRE FINANCIAL LTD→ 06817628 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ASPIRE MORTGAGES LIMITED→ 06373570 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ASSET FINANCIAL SERVICES LIMITED→ 12373760 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-12-30
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
2 Convent Road
Norwich
NR2 1PA
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-12
Last: 2025-11-28
Officers (3 active · 1 resigned)
SMITH, Gregory Stuart→
Activesecretary · appointed 2019-12-30
View their other companies + combined net worth →
SMITH, Gregory Stuart→
Activedirector · ~45y · appointed 2019-12-30
View their other companies + combined net worth →
WARD, Andrew Walter→
Activedirector · ~58y · appointed 2019-12-30
View their other companies + combined net worth →
FENN, Patrick Harry John→
Resigneddirector · ~75y · appointed 2019-12-30 · resigned 2024-10-28
Click a director name to see their full track record across all companies.
Recent filings (21 total)
change-person-director-company-with-change-date
officers · CH01
2026-02-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
termination-director-company-with-name-termination-date
officers · TM01
2024-10-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-18
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-05-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-03-09
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-07