BMG FG (UK) LIMITED

💤Zombieactive
12382512 · ltd · incorporated 2020-01-02
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
£131.1k
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

1 live charge · oldest 0.1y

10/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Newest facility, 0.1 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
25 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £131,056
Cash YoY
+382%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£496k
↑ 382% YoY
Net Worth
£131k
↑ 535% YoY
Current Assets
£1.4m
~ YoY
Current Liabilities
—
£0£279k£558k£837k£1.1m£1.4mJan 2024Jan 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-01-312024-01-31
Total assets£141.4k£41.7k
Current assets£1.39M£1.39M
Cash£496.3k£102.9k
Debtors£890.2k£1.29M
Net assets£131.1k£20.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
2
filings
  • • 1 confirmation-statement
  • • 1 mortgage
Last 90 days
2
filings
  • • 1 confirmation-statement
  • • 1 mortgage
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
  1. 2026-07-08
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-06-26
    🔒
    Charge registered #1
    Lender: Bizcap Limited
  3. 2025-10-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-09-22
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-09-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2024-10-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2023-09-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-03-07
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  9. 2022-05-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2022-04-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2021-09-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2020-08-13
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2020-07-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2020-04-03
    ➖
    BOHEN, Janine resigned
    director
  15. 2020-04-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2020-04-03
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2020-01-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  18. 2020-01-20
    ➕
    BOHEN, Janine appointed
    director
  19. 2020-01-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2020-01-02
    🏢
    Company incorporated
    As BMG FG (UK) LIMITED
  21. 2020-01-02
    ➕
    BOHEN, Stephen Lee appointed
    director
  22. 2020-01-02
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Stephen Lee Bohen
Individual · British · DOB 03/1986 · age 40
75–100%
75–100%board control75-100% shares · 75-100% voting · board control02/01/2020
1 historic (ceased) PSC
  • Mrs Janine Bohenceased 02/04/2020· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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———————
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12136839 · est 2019 · no financials extracted
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BODYCOTE AMERICA TREASURY LIMITED→
07016167 · est 2009 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-01-02
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

4th Floor, Kingsgate House
Wellington Road North
Stockport
SK4 1LW
England

Filing status

Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-07-20
Last: 2026-07-06

Officers (1 active · 1 resigned)

BOHEN, Stephen Lee→
director · ~40y · appointed 2020-01-02
View their other companies + combined net worth →
Active
BOHEN, Janine→
director · ~39y · appointed 2020-01-20 · resigned 2020-04-03
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Bizcap
Bizcap Limited
A registered charge1 property26/06/2026—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (25 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-07-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-07-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-24
change-person-director-company-with-change-date
officers · CH01
2025-09-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-08-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-21
certificate-change-of-name-company
change-of-name · CERTNM
2023-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-08-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-05-26
accounts-with-accounts-type-micro-entity
accounts · AA
2022-04-05
accounts-with-accounts-type-micro-entity
accounts · AA
2021-09-17