AUX GROUP LIMITED

🏛️Establishedactive
12389325 · ltd · incorporated 2020-01-07
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 5.3y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2025
Net worth
£120
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

1 live charge · oldest 5.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 5.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (84/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 9 with DOB)
88
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £120

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£120
~ YoY
Current Assets
Current Liabilities
£0£24£48£72£96£120Dec 2024Dec 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-12-312024-12-31
Total assets£120£120
Debtors£2.22M£850.4k
Net assets£120£120

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 1 accounts
  • 1 address
Last 180 days
4
filings
  • 1 accounts
  • 1 address
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
  1. 2026-04-20
    📄
    accounts-with-accounts-type-small
    accounts · AA
  2. 2026-03-24
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  3. 2026-01-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2025-12-31
    THOMPSON, Benjamin David resigned
    director
  5. 2025-06-10
    📄
    memorandum-articles
    incorporation · MA
  6. 2025-06-10
    📄
    resolution
    resolution · RESOLUTIONS
  7. 2025-04-04
    📄
    accounts-with-accounts-type-small
    accounts · AA
  8. 2025-02-21
    📄
    auditors-resignation-company
    auditors · AUD
  9. 2024-09-16
    📄
    accounts-with-accounts-type-small
    accounts · AA
  10. 2024-06-27
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2024-06-18
    BURGAUD MCCARTHY, Emilie Nadia Marcelline appointed
    director
  12. 2024-06-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2024-06-07
    TILLEY, Lucy Claire resigned
    director
  14. 2023-12-18
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2023-06-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  16. 2023-01-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  17. 2022-11-18
    📄
    resolution
    resolution · RESOLUTIONS
  18. 2022-11-18
    📄
    memorandum-articles
    incorporation · MA
  19. 2022-11-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  20. 2022-11-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  21. 2022-11-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  22. 2022-11-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2022-11-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2022-11-03
    BRODNICKI, Peter Christopher Steven appointed
    director
  25. 2022-11-03
    THOMPSON, Benjamin David appointed
    director
  26. 2022-11-03
    TILLEY, Lucy Claire appointed
    director
  27. 2021-08-24
    🔓
    Charge satisfied #1
  28. 2021-07-22
    RAGGETT, David Arthur resigned
    director
  29. 2021-07-22
    SAMPLES, Gareth Meirion resigned
    director
  30. 2021-01-27
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC as Lender
  31. 2020-10-06
    MARTIN, Richard Wilson resigned
    director
  32. 2020-04-30
    SAMPLES, Gareth Meirion appointed
    director
  33. 2020-04-30
    WILSON, Ian resigned
    director
  34. 2020-02-11
    VARLEY, Christopher Raymond resigned
    secretary
  35. 2020-01-07
    🏢
    Company incorporated
    As AUX GROUP LIMITED
  36. 2020-01-07
    GRAVES, Mark Terence appointed
    director
  37. 2020-01-07
    VARLEY, Christopher Raymond appointed
    secretary
  38. 2020-01-07
    MARTIN, Richard Wilson appointed
    director
  39. 2020-01-07
    RAGGETT, David Arthur appointed
    director
  40. 2020-01-07
    WILSON, Ian appointed
    director

Owner dependency

65/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 66 — succession pressure is live.

Succession & seller-readiness

50/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Mortgage Advice Bureau Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Mortgage Advice Bureau Limited
Corporate parent · holds 75-100% shares
ultimate parent
AUX GROUP LIMITED
This company · 12389325

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mortgage Advice Bureau Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting03/11/2022
2 historic (ceased) PSCs
  • Mr Mark Terence Gravesceased 03/11/2022· 75-100% shares
  • The Property Franchise Group Plcceased 22/07/2021· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-01-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Capital House Pride Place
Pride Park
Derby
DE24 8QR

Filing status

Accounts
Next due: 2027-09-30
Last made up to: 2025-12-31
Confirmation statement
Next due: 2027-01-25
Last: 2026-01-11

Officers (3 active · 7 resigned)

BRODNICKI, Peter Christopher Steven
director · ~64y · appointed 2022-11-03
View their other companies + combined net worth →
Active
BURGAUD MCCARTHY, Emilie Nadia Marcelline
director · ~46y · appointed 2024-06-18
View their other companies + combined net worth →
Active
GRAVES, Mark Terence
director · ~66y · appointed 2020-01-07
View their other companies + combined net worth →
Active
VARLEY, Christopher Raymond
secretary · appointed 2020-01-07 · resigned 2020-02-11
Resigned
MARTIN, Richard Wilson
director · ~76y · appointed 2020-01-07 · resigned 2020-10-06
Resigned
RAGGETT, David Arthur
director · ~60y · appointed 2020-01-07 · resigned 2021-07-22
Resigned
SAMPLES, Gareth Meirion
director · ~58y · appointed 2020-04-30 · resigned 2021-07-22
Resigned
THOMPSON, Benjamin David
director · ~57y · appointed 2022-11-03 · resigned 2025-12-31
Resigned
TILLEY, Lucy Claire
director · ~55y · appointed 2022-11-03 · resigned 2024-06-07
Resigned
WILSON, Ian
director · ~64y · appointed 2020-01-07 · resigned 2020-04-30
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Barclays
Barclays Bank PLC as Lender
A registered charge27/01/202124/08/2021

Recent filings (46 total)

accounts-with-accounts-type-small
accounts · AA
2026-04-20
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-25
termination-director-company-with-name-termination-date
officers · TM01
2026-01-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-14
memorandum-articles
incorporation · MA
2025-06-10
resolution
resolution · RESOLUTIONS
2025-06-10
accounts-with-accounts-type-small
accounts · AA
2025-04-04
auditors-resignation-company
auditors · AUD
2025-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-05
accounts-with-accounts-type-small
accounts · AA
2024-09-16
appoint-person-director-company-with-name-date
officers · AP01
2024-06-27
termination-director-company-with-name-termination-date
officers · TM01
2024-06-14
change-person-director-company-with-change-date
officers · CH01
2023-12-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-01