FINNEMORE AND OVEREND LTD
🏛️Establishedactive
12401749 · ltd · incorporated 2020-01-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£40.0k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: SIC 99999
Sector: Extraterritorial bodies
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 6.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
23 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £40,000
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£40k
~ YoY
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £40.0k | £40.0k |
| Net assets | £40.0k | £40.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-28📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-10-03📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-21📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-10-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-11-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-09-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-07-15📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-07-07📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-07-07📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2020-04-22📄capital-allotment-sharescapital · SH01
- 2020-04-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-04-03🔒Charge registered #1Lender: Ashton Clough LTD
- 2020-01-14🏢Company incorporatedAs FINNEMORE AND OVEREND LTD
- 2020-01-14➕FINNEMORE, Lee David appointeddirector
- 2020-01-14➕OVEREND, John appointeddirector
- 2020-01-14📄incorporation-companyincorporation · NEWINC
Owner dependency
93/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "FINNEMORE" — strong identity link between founder and business.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Lee David Finnemore Individual · British · DOB 07/1985 · age 41 | 75–100% | — | 75-100% shares | 15/01/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · WF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CHRISTOPHER MARK DOYLE LIMITED→ 15774090 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ETHICAL COLLECTIONS LIMITED→ 07445273 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| FIRESEC SERVICES LTD→ 16359451 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| FIRSTSLOT RESIDENTS MANAGEMENT LIMITED→ 02208958 · est 1987 · no financials extracted | — | — | — | — | 38y | — | — |
| FISILI LIMITED→ 06663503 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| FLUFFY PAWS LIMITED→ 13918187 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| FORTY THREE CONSULTANTS LP→ LP014472 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| FOXHALL CLINICAL SERVICES LIMITED→ 09431622 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| FRED CHAPPELL LIMITED→ 00465762 · est 1949 · no financials extracted | — | — | — | — | 77y | — | — |
| FREESTYLE FIRE LTD→ 16235054 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| FURNITURE AND CHOICE LIMITED→ 12912328 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| FUZZY LEMON LIMITED→ 12566484 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-01-14
Jurisdictionengland-wales
Primary SIC99999 — SIC 99999
Registered office
Ashton Clough Road
Liversedge
West Yorkshire
WF15 6JX
United Kingdom
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-02-08
Last: 2026-01-25
Officers (2 active · 0 resigned)
FINNEMORE, Lee David→
Activedirector · ~41y · appointed 2020-01-14
View their other companies + combined net worth →
OVEREND, John→
Activedirector · ~65y · appointed 2020-01-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ashton Clough Ashton Clough LTD | A registered charge | 1 property | 03/04/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (23 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-30
change-person-director-company-with-change-date
officers · CH01
2026-01-28
change-person-director-company-with-change-date
officers · CH01
2026-01-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-10-03
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-02
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-11-21
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-09
accounts-with-accounts-type-dormant
accounts · AA
2022-10-14
confirmation-statement-with-updates
confirmation-statement · CS01
2022-01-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-20
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-10-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-18