BRIDGEWOOD INDEPENDENT FINANCIAL ADVICE LTD
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 0 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (10 events)Click to expand
- 2025-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-08📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-21🏢Company incorporatedAs BRIDGEWOOD INDEPENDENT FINANCIAL ADVICE LTD
- 2020-01-21➕HOWLS, Daniel Leigh appointeddirector
- 2020-01-21➕SPEAR, Thomas James appointeddirector
- 2020-01-21📄incorporation-companyincorporation · NEWINC
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Daniel Leigh Howls Individual · British · DOB 05/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/01/2020 |
Mr Thomas James Spear Individual · British · DOB 11/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 21/01/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADAM LEWIS FIRST IN MORTGAGES LTD→ 16301001 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBER SHIELD FINANCE LTD→ 15512614 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AUGUST THREE INVESTMENT LTD→ 09883253 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BAAZ INVESTMENT LIMITED→ 15967070 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEAR STERLING LIMITED→ 09639892 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BEAUFORCE CORPORATION LIMITED→ 04322103 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BLACKROCK MORTGAGES & PROTECTION LIMITED→ 17095112 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BLESTIUM FINANCIAL SERVICES LTD.→ 12831092 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BLUESTONE WEALTH MANAGEMENT LIMITED→ 06512123 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| BUMBLEBEE MORTGAGES LIMITED→ 12544659 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BUSHES FARM LIMITED→ 10263944 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BUSINESS FINANCE HUB LIMITED→ 12548511 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.