AGC RENTALS LIMITED
🏛️Establishedactive
12418677 · ltd · incorporated 2020-01-22
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jan 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · oldest 6.1y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
- 2025-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-10-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-10-14📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-20📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-01-29🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2020-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-20🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2020-06-19📄mortgage-create-with-deedmortgage · MR01
- 2020-06-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-05-29🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2020-01-22🏢Company incorporatedAs AGC RENTALS LIMITED
- 2020-01-22➕CONSTANTIN, Mihaela appointeddirector
- 2020-01-22➕CONSTANTIN, Mihail Florinel appointeddirector
- 2020-01-22📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mihail Florinel Constantin Individual · British · DOB 09/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 22/01/2020 |
Mrs Mihaela Constantin Individual · British · DOB 11/1984 · age 42 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 22/01/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · HP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A HART PROPERTIES LTD→ 14118998 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADVANCED DEVELOPMENT ENVIRONMENTS LTD→ 02266793 · est 1988 · no financials extracted | — | — | — | — | 37y | — | — |
| AETHER MANAGEMENT LTD→ 15864545 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AETTRUM LIMITED→ 12878040 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AF PROPERTY LTD→ 11156054 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AFCC PROPERTIES LIMITED→ 09269759 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AFFINITY INVEST LTD→ 15796465 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AFORDABLE HOMES LTD→ 14597087 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AFTERHAND LTD→ 15981834 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AG SWANAGE LIMITED→ 11894958 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AGL ENTERPRISE LTD→ 13720118 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AGM FAMILY PROPERTIES LIMITED→ 15719145 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-01-22
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
14 Caister Close
Hemel Hempstead
HP2 4UQ
England
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-02-04
Last: 2026-01-21
Officers (2 active · 0 resigned)
CONSTANTIN, Mihaela→
Activedirector · ~42y · appointed 2020-01-22
View their other companies + combined net worth →
CONSTANTIN, Mihail Florinel→
Activedirector · ~42y · appointed 2020-01-22
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
1
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 29/01/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 20/08/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 29/05/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (16 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-24
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-25
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-29
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-14
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-09-02
mortgage-create-with-deed
mortgage · MR01
2020-06-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-06-11