AD AND CARM LTD
🏛️Establishedactive
12447433 · ltd · incorporated 2020-02-06
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 6.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 6.1y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.1 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £209.1k |
| Cash | — | £11.0k |
| Net assets | — | £2.9k |
| Average employees | 100 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (15 events)Click to expand
- 2025-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-03-07📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-02-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-19🔒Charge registered #2Lender: Aldermore Bank PLC
- 2022-02-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-06-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-06-05🔒Charge registered #1Lender: Kensington Mortgage Company Limited
- 2020-02-06🏢Company incorporatedAs AD AND CARM LTD
- 2020-02-06➕GOODWIN, Carmelita Marie appointeddirector
- 2020-02-06➕LUCAS ADELEKE, Ademuyiwa Adisa Michael appointeddirector
- 2020-02-06📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ademuyiwa Adisa Michael Lucas Adeleke Individual · British · DOB 10/1970 · age 56 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/02/2020 |
Ms Carmelita Marie Goodwin Individual · British · DOB 08/1972 · age 54 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| A&D HOLDINGS LDN LTD→ 16480213 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABITOB LIMITED→ 11218205 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ACADIA HARBOR LTD→ 11576196 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACB PROPERTY LTD→ 11772244 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ACE PROPERTIES MANAGEMENT LTD→ 14631826 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ACEART LIVING LTD→ 16899870 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ACN PROPERTY HOLDINGS LIMITED→ 12874011 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACOMEND LIMITED→ 12648822 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACUTE ACCOMMODATIONS LTD→ 15279226 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ADAGBADA PROPERTIES LIMITED→ 13978339 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| ADAM & CO (LONDON) LTD→ 14728623 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADAM KENNEDY PROPERTY LETTINGS LTD→ 15413304 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-02-06
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
22 Falkland Park Avenue
London
SE25 6SH
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-19
Last: 2026-02-05
Officers (2 active · 0 resigned)
GOODWIN, Carmelita Marie→
Activedirector · ~54y · appointed 2020-02-06
View their other companies + combined net worth →
LUCAS ADELEKE, Ademuyiwa Adisa Michael→
Activedirector · ~56y · appointed 2020-02-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Aldermore Aldermore Bank PLC | A registered charge | 1 property | 19/08/2022 | — | |
| outstanding | Kensington Mortgage Company Kensington Mortgage Company Limited | A registered charge | 1 property | 05/06/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (16 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-06
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-22
change-account-reference-date-company-current-extended
accounts · AA01
2023-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-08-24
confirmation-statement-with-updates
confirmation-statement · CS01
2022-02-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-06-15