3A ESTATES UK LIMITED
🏛️Establishedactive
12459375 · ltd · incorporated 2020-02-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£239.3k
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueProperty-backed borrower. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 75/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 4.9y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.9 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £239,297
Key financials
1 year extracted from filed iXBRL accountsCash
£10k
Net Worth
£239k
Current Assets
£198k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 |
|---|---|
| Total assets | £598.9k |
| Current assets | £197.9k |
| Cash | £9.7k |
| Debtors | £188.2k |
| Net assets | £239.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-11-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-10📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2024-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-07-03🔒Charge registered #5Lender: Allica Bank Limited
- 2024-07-03🔒Charge registered #4Lender: Allica Bank Limited
- 2024-06-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-18🔓Charge satisfied #2
- 2024-06-18🔓Charge satisfied #1
- 2023-10-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-06-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-06-08🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2022-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-12➕HUSSAIN, Aadil appointeddirector
- 2022-01-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-06-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-17🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2021-06-17🔒Charge registered #1Lender: Together Commercial Finance Limited
- 2020-02-12🏢Company incorporatedAs 3A ESTATES UK LIMITED
- 2020-02-12➕HUSSAIN, Manzoor appointeddirector
- 2020-02-12📄incorporation-companyincorporation · NEWINC
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Manzoor Hussain Individual · British · DOB 12/1964 · age 62 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 12/02/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 CLIFF PLACE FREEHOLD LIMITED→ 16121810 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1 CLIFF PLACE LIMITED→ 16176234 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 1202 ESTATES LIMITED→ 15576460 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 13 CAPITAL LIMITED→ 12080793 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1508 CHAPEL COURT LTD→ 15213925 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1GROUP PROPERTIES LIMITED→ 16117539 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1ST CHOICE RESIDENTIAL PROPERTIES LTD→ 14208515 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 22, CARDIGAN ROAD MANAGEMENT COMPANY LIMITED→ 03489526 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| 3 R'S & W PROPERTY SOLUTIONS LTD→ 16398164 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 3 SISTERS PROPERTIES LIMITED→ 13661657 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3MP LTD→ 10267197 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 459 LODE LANE LTD→ 13843028 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-02-12
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
42 Viaduct Drive
Wolverhampton
WV6 0UX
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-25
Last: 2026-02-11
Officers (2 active · 0 resigned)
HUSSAIN, Aadil→
Activedirector · ~34y · appointed 2022-01-12
View their other companies + combined net worth →
HUSSAIN, Manzoor→
Activedirector · ~62y · appointed 2020-02-12
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
3
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 1 property | 03/07/2024 | — | |
| outstanding | Allica Bank Allica Bank Limited | A registered charge | 2 properties | 03/07/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 08/06/2023 | — | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 17/06/2021 | 18/06/2024 | |
| satisfied | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 17/06/2021 | 18/06/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-26
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-21
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2025-02-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-05
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-07-05
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-06-18
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-06-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-18