1ST COVERALL HOLDINGS LTD

🏛️Establishedactive
12475458 · ltd · incorporated 2020-02-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Feb 2024
Net worth
£389.2k
book net assets
Opportunity
54/100
Worth a look
🔔
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What this business does
Primary activity: Activities of other holding companies n.e.c.
Sector: Financial & insurance
Investor take
Special-situation opportunity
Distressed holding with salvageable qualities — special-situations priority.

Opportunity 54/100 (worth a look), bankability 45/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.

Data confidence

Overall: medium (73/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
54/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
40
Concerning — overdue filings or status flags present.
Acquirability
55
Some acquirability indicators.
Risk profile
49
Multiple red flags — proceed with caution.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £389,226

Key financials

1 year extracted from filed iXBRL accounts
Cash
£657k
Net Worth
£389k
Current Assets
£1.2m
Current Liabilities

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-02-29
Total assets£4.19M
Current assets£1.21M
Cash£656.9k
Debtors£549.5k
Net assets£389.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
4
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 address
Last 90 days
5
filings
  • 2 officers
  • 1 persons-with-significant-control
  • 1 address
Last 180 days
6
filings
  • 2 officers
  • 2 gazette
  • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-07-20
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2026-07-17
    📄
    change-person-director-company-with-change-date
    officers · CH01
  3. 2026-07-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2026-07-17
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2026-05-19
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  6. 2026-04-28
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  7. 2025-11-28
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  8. 2025-09-19
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2025-09-18
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  10. 2025-09-17
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  11. 2025-09-15
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  12. 2025-09-15
    📄
    second-filing-of-confirmation-statement-with-made-up-date
    confirmation-statement · RP04CS01
  13. 2025-03-05
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  14. 2025-03-05
    📄
    change-to-a-person-with-significant-control-without-name-date
    persons-with-significant-control · PSC04
  15. 2025-02-20
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2025-02-10
    CUNNINGHAM, Myles resigned
    director
  17. 2025-01-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  18. 2025-01-08
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  19. 2025-01-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2025-01-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  21. 2025-01-08
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  22. 2024-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  23. 2023-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2020-02-21
    🏢
    Company incorporated
    As 1ST COVERALL HOLDINGS LTD
  25. 2020-02-21
    CUNNINGHAM, Luke appointed
    director
  26. 2020-02-21
    CUNNINGHAM, Sadie appointed
    director
  27. 2020-02-21
    CUNNINGHAM, Myles appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

2 high ·
Accounts overdue
high

Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.

Evidence: Next due: 2026-02-28

Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-04-01

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Luke Cunningham
Individual · British · DOB 02/1971 · age 55
2550%
25–50%25-50% shares · 25-50% voting10/02/2025
Miss Sadie Jane Cunningham
Individual · British · DOB 02/1971 · age 55
2550%
25–50%board control25-50% shares · 25-50% voting · board control21/02/2020
Mr Myles Cunningham
Individual · British · DOB 01/1969 · age 57
2550%
25–50%25-50% shares · 25-50% voting21/02/2020
2 historic (ceased) PSCs
  • Mr Luke Cunninghamceased 08/01/2025· board control
  • Mr Myles Cunninghamceased 08/01/2025· board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2020-02-21
Jurisdictionengland-wales
Primary SIC64209 — Activities of other holding companies n.e.c.

Registered office

2nd Floor, Maritime Place Quayside
Chatham Maritime
Chatham
Kent
ME4 4QZ
United Kingdom

Filing status

Accounts
Next due: 2026-02-28OVERDUE
Last made up to: 2024-02-29
Confirmation statement
Next due: 2026-04-01OVERDUE
Last: 2025-03-18

Officers (2 active · 1 resigned)

CUNNINGHAM, Luke
director · ~55y · appointed 2020-02-21
View their other companies + combined net worth →
Active
CUNNINGHAM, Sadie
director · ~55y · appointed 2020-02-21
View their other companies + combined net worth →
Active
CUNNINGHAM, Myles
director · ~57y · appointed 2020-02-21 · resigned 2025-02-10
Resigned

Click a director name to see their full track record across all companies.

Recent filings (36 total)

change-person-director-company-with-change-date
officers · CH01
2026-07-20
change-person-director-company-with-change-date
officers · CH01
2026-07-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-07-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-07-17
gazette-filings-brought-up-to-date
gazette · DISS40
2026-05-19
gazette-notice-compulsory
gazette · GAZ1
2026-04-28
change-account-reference-date-company-previous-shortened
accounts · AA01
2025-11-28
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-18
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-09-17
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-09-15
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2025-09-15
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-16
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-03-05
change-to-a-person-with-significant-control-without-name-date
persons-with-significant-control · PSC04
2025-03-05