ACQUIRED LIVING LIMITED
🏛️Establishedactive
12493403 · ltd · incorporated 2020-03-02
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£20.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 65-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (60/100, director aged 65). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
7 live charges · 3 lenders · oldest 5.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £20,706
Net assets shrinking
Down £43,177 YoY
Cash YoY
-10%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£7k
↓ 10% YoY
Net Worth
£21k
↓ 68% YoY
Current Assets
£11k
↓ 7.0% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £289.4k | £348.3k |
| Current assets | £11.1k | £11.9k |
| Cash | £7.1k | £7.9k |
| Debtors | £4.0k | £4.0k |
| Net assets | £20.7k | £63.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-11-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-03-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-08📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2023-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-09-16🔒Charge registered #7Lender: Charter Court Financial Services LTD
- 2022-09-16🔒Charge registered #6Lender: The Mortgage Works (UK) PLC
- 2021-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-22📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-11-19🔒Charge registered #5Lender: Paratus Amc Limited
- 2021-09-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-09-01🔒Charge registered #4Lender: Paratus Amc Limited
- 2021-05-12📄mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-11-06🔒Charge registered #2Lender: The Mortgage Works (UK) PLC
- 2020-08-07🔒Charge registered #3Lender: The Mortgage Works (UK) PLC
- 2020-07-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-24🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2020-03-02🏢Company incorporatedAs ACQUIRED LIVING LIMITED
- 2020-03-02➕COLBY, Adam appointeddirector
- 2020-03-02➕MELNYK, Katherine Mary appointeddirector
- 2020-03-02📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low7 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Adam Colby Individual · British · DOB 11/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/03/2020 |
Ms Katherine Mary Melnyk Individual · British · DOB 07/1961 · age 65 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 02/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · NR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AAIQ ASSOCIATES LTD→ 09858924 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ABBOTTS DEVELOPMENTS LTD→ 13209271 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ABBOTTS PROPERTY INVESTMENTS LTD→ 13573559 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ABHAY PROPERTIES LTD→ 12028144 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ABODE ABILITY LTD→ 15985109 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACE 3 PROPERTIES LIMITED→ 12345222 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACHOR LIMITED→ 04901442 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ACQUAH 5 STARS ENTERPRISE LIMITED→ 11917847 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ACREAGE PROPERTIES LTD→ 10790309 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACS (EYE) PROPERTIES LTD→ 15324500 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACTIF CAPITAL LTD→ 16190210 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACY PROPERTY MANAGEMENT LIMITED→ 14048604 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-02
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
10 Oak Street
Fakenham
NR21 9DY
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-15
Last: 2026-03-01
Officers (2 active · 0 resigned)
Active
MELNYK, Katherine Mary→
Activedirector · ~65y · appointed 2020-03-02
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
7
Outstanding
3
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Precise Mortgages Charter Court Financial Services LTD | A registered charge | 1 property | 16/09/2022 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 16/09/2022 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 19/11/2021 | — | |
| outstanding | Paratus Amc Paratus Amc Limited | A registered charge | 1 property | 01/09/2021 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 06/11/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 07/08/2020 | — | |
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 24/07/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-25
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-11
change-person-director-company-with-change-date
officers · CH01
2025-03-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-19
mortgage-create-with-deed-with-charles-court-order-extend-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-11-22