AGP PROPERTY SOLUTIONS LTD
🏛️Establishedactive
12506464 · ltd · incorporated 2020-03-09
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
67/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 67/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 9 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
12 live charges · 9 lenders · oldest 5.4y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 5.4 years old — likely at or near maturity.
- · 9 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
67/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 2 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
- • 2 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-20📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-21🔒Charge registered #12Lender: Quantum Mortgages Limited
- 2025-01-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-15🔒Charge registered #11Lender: Birmingham Bank Limited
- 2024-12-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-06🔓Charge satisfied #7
- 2023-01-06🔓Charge satisfied #4
- 2023-01-06🔓Charge satisfied #3
- 2022-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-08-12🔒Charge registered #10Lender: Shawbrook Bank Limited
- 2022-04-19📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-14🔒Charge registered #9Lender: Belmont Green Finance Limited Trading as Vida Homeloans
- 2022-03-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-03-04🔒Charge registered #8Lender: Lendinvest Btl Limited
- 2021-11-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-27🔒Charge registered #7Lender: Spring UK Investments LTD
- 2021-08-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-08-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-30🔒Charge registered #6Lender: Lendinvest Btl Limited
- 2021-07-23🔒Charge registered #5Lender: Keystone Property Finance Limited
- 2021-05-28🔒Charge registered #4Lender: Cpf One Limited
- 2021-05-17🔒Charge registered #3Lender: Fleet Mortgages Limited
- 2021-04-09🔒Charge registered #2Lender: Lendinvest Btl Limited
- 2021-02-19🔒Charge registered #1Lender: Fleet Mortgages Limited
- 2020-03-09🏢Company incorporatedAs AGP PROPERTY SOLUTIONS LTD
- 2020-03-09➕PRESTON, Adam Neil appointeddirector
- 2020-03-09➕PRESTON, Gina Lorraine Marie appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
9 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Gina Lorraine Marie Preston Individual · British · DOB 10/1988 · age 38 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/03/2020 |
Mr Adam Neil Preston Individual · British · DOB 02/1985 · age 41 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 09/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · EX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ACORN PROPERTY COMPANY 2018 LIMITED→ 11109195 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AD PROPERTY (SW) LTD→ 15677193 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADEY INVESTMENTS LTD→ 16586666 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AFFORDABLE HOUSING UK LIMITED→ 06030300 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AGP PROPERTY DEVELOPMENT LTD→ 13179017 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AIM EXCELSIS LTD→ 11698136 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIR PROPERTY UK LTD→ 13095336 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AJ RESIDENTIAL SERVICES LTD→ 12998200 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AJB VENTURES LTD→ 12329761 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AK PROP HOLDING LTD→ 14102534 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALBEMARLE (ILFRACOMBE) LIMITED→ 05980335 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| ALBION ACCOMMODATION LIMITED→ 10751062 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-09
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Unit 3-4 Cranmere Court Lustleigh Close
Marsh Barton Trading Estate
Exeter
EX2 8PW
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-22
Last: 2026-03-08
Officers (2 active · 0 resigned)
PRESTON, Adam Neil→
Activedirector · ~41y · appointed 2020-03-09
View their other companies + combined net worth →
PRESTON, Gina Lorraine Marie→
Activedirector · ~38y · appointed 2020-03-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
9
Outstanding
7
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Quantum Mortgages Quantum Mortgages Limited | A registered charge | 1 property | 21/10/2025 | — | |
| outstanding | Birmingham Bank Birmingham Bank Limited | A registered charge | 1 property | 15/01/2025 | — | |
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 12/08/2022 | — | |
| outstanding | Belmont Green Finance Trading as Vida Homeloans Belmont Green Finance Limited Trading as Vida Homeloans | A registered charge | 1 property | 14/04/2022 | — | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 04/03/2022 | — | |
| satisfied | Spring UK Investments Spring UK Investments LTD | A registered charge | 1 property | 27/08/2021 | 06/01/2023 | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 30/07/2021 | — | |
| outstanding | Keystone Property Finance Keystone Property Finance Limited | A registered charge | 1 property | 23/07/2021 | — | |
| satisfied | Cpf One Cpf One Limited | A registered charge | 1 property | 28/05/2021 | 06/01/2023 | |
| satisfied | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 17/05/2021 | 06/01/2023 | |
| outstanding | LendInvest Lendinvest Btl Limited | A registered charge | 1 property | 09/04/2021 | — | |
| outstanding | Fleet Mortgages Fleet Mortgages Limited | A registered charge | 1 property | 19/02/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-24
change-person-director-company-with-change-date
officers · CH01
2026-03-20
change-person-director-company-with-change-date
officers · CH01
2026-03-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-23
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-27
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-04
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-11
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-08
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-06
mortgage-satisfy-charge-full
mortgage · MR04
2023-01-06