AMPLE MORTGAGES LIMITED
- 64999Financial intermediation not elsewhere classified
- 66220Activities of insurance agents and brokers
Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (80/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Profit before tax | £76.7k | — |
| Average employees | 1000 | 900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (25 events)Click to expand
- 2025-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-10-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-10📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-10-10📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-12-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-02-28➖JOSEPH, Tijo resigneddirector
- 2022-01-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-12-20📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-07📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-10-06➕JOSEPH, Tijo appointeddirector
- 2020-11-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-11-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-04-28➕MATHEW REGI, Chris appointeddirector
- 2020-04-28➖JOSEPH, Tijo resigneddirector
- 2020-04-28📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-03-20🏢Company incorporatedAs AMPLE MORTGAGES LIMITED
- 2020-03-20➕JOSEPH, Tijo appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Tj Capital Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Tj Capital Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 09/10/2025 |
3 historic (ceased) PSCs
- Mr Tijo Josephceased 09/10/2025· 75-100% shares · 75-100% voting · board control · significant influence · firm interest
- Mr Thomaskutty Josephceased 30/11/2021· 75-100% shares · 75-100% voting · board control · significant influence · firm interest
- Mr Tijo Josephceased 17/11/2020· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · NP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADAM LEWIS FIRST IN MORTGAGES LTD→ 16301001 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AMBER SHIELD FINANCE LTD→ 15512614 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| AUGUST THREE INVESTMENT LTD→ 09883253 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BAAZ INVESTMENT LIMITED→ 15967070 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BEAR STERLING LIMITED→ 09639892 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BEAUFORCE CORPORATION LIMITED→ 04322103 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BENJAMIN WALKER LTD→ 15244345 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BETTER PAYMENT SOLUTIONS LIMITED→ 13021589 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BLACKROCK MORTGAGES & PROTECTION LIMITED→ 17095112 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BLESTIUM FINANCIAL SERVICES LTD.→ 12831092 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BLUESTONE WEALTH MANAGEMENT LIMITED→ 06512123 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| BREAKTHROUGH GLOBAL INVESTMENTS LTD.→ 16725345 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 2 resigned)
Click a director name to see their full track record across all companies.