1ST CAPITAL INVESTMENTS LTD
Opportunity 69/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
5 live charges · oldest 1.4y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 1.4 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £599.7k | £24.7k |
| Current assets | £537.0k | £836.5k |
| Net assets | £48.4k | £24.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 confirmation-statement
- • 1 officers
- • 1 persons-with-significant-control
Corporate timeline (23 events)Click to expand
- 2026-01-07📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2025-09-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-06-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-21🔒Charge registered #5Lender: Onesavings Bank PLC
- 2025-02-14📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-14🔒Charge registered #4Lender: Onesavings Bank PLC
- 2025-02-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-06🔒Charge registered #3Lender: Onesavings Bank PLC
- 2025-02-06🔒Charge registered #2Lender: Onesavings Bank PLC
- 2025-02-05📄resolutionresolution · RESOLUTIONS
- 2025-01-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-24🔒Charge registered #1Lender: Onesavings Bank PLC
- 2024-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-21✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2022-10-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-23🏢Company incorporatedAs 1ST CAPITAL INVESTMENTS LTD
- 2020-03-23➕JAVED, Yaser, Dr appointeddirector
- 2020-03-23📄incorporation-companyincorporation · NEWINC
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
Red flags
1 lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
1st Capital Holdings Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
1st Capital Holdings Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 23/03/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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| 36 BURY INVEST LTD→ 15789221 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 21/02/2025 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 14/02/2025 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 06/02/2025 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 06/02/2025 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 24/01/2025 | — |