ALBATROSS LENDING LTD
🏛️Establishedactive
12540342 · ltd · incorporated 2020-03-31
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other credit granting n.e.c.
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 73/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
1 live charge · oldest 3.5y
55/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~3.5 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 900 | 700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
- 2026-02-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-12-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-04📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-04📄change-person-director-company-with-change-dateofficers · CH01
- 2024-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-15📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-26📄change-person-director-company-with-change-dateofficers · CH01
- 2023-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-10📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-01-26🔒Charge registered #1Lender: Pasadina Investment Limited
- 2023-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-01-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-06📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2020-08-04➖CLARE, Michael George resigneddirector
- 2020-03-31🏢Company incorporatedAs ALBATROSS LENDING LTD
- 2020-03-31➕CASSERLEY, Lewis Paul appointeddirector
- 2020-03-31➕FEARNLEY BROWN, Jordan Harry appointeddirector
- 2020-03-31➕CLARE, Michael George appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Albatross Lending Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Albatross Lending Group Limited
Corporate parent · holds 75-100% shares · board control
⬇
ALBATROSS LENDING LTD
This company · 12540342
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Albatross Lending Group Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 15/01/2021 |
3 historic (ceased) PSCs
- Mr Lewis Paul Casserleyceased 15/01/2021· 25-50% shares · 25-50% voting
- Mr Jordan Harry Fearnley Brownceased 15/01/2021· 25-50% shares · 25-50% voting
- Mr Michael George Clareceased 04/08/2020· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · N postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AFFINITY GLOBAL HOLDINGS LTD→ 13981909 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AGD LTD→ 14671422 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AKUNA SPACE LIMITED→ 16574914 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AL-BADIL AL-MUMTAZ AL-MUMAYAZ TRADING LTD→ 16345126 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AL-FURSAN AL-THALATHA TRADING LTD→ 16443627 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ALBATROSS LENDING 2 LTD→ 12541501 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ALBATROSS LENDING 5 LTD→ 17029992 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ALIENOR SACHS LTD→ 14234829 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ALPHA APEX GLOBAL LTD→ 15124080 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALPHA ONE STRATEGIES LIMITED→ 09850786 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ALPHALITE PROPERTIES LIMITED→ 15348139 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ALPHERATZ STRATEGIC CONSULTING LTD→ 11687285 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-03-31
Jurisdictionengland-wales
Primary SIC64929 — Other credit granting n.e.c.
Registered office
Aston House
Cornwall Avenue
London
N3 1LF
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-02-25
Last: 2026-02-11
Officers (2 active · 1 resigned)
CASSERLEY, Lewis Paul→
Activedirector · ~32y · appointed 2020-03-31
View their other companies + combined net worth →
FEARNLEY BROWN, Jordan Harry→
Activedirector · ~32y · appointed 2020-03-31
View their other companies + combined net worth →
CLARE, Michael George→
Resigneddirector · ~71y · appointed 2020-03-31 · resigned 2020-08-04
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Pasadina Investment / Cootes Holdings / East Hill Property / Bindesh Savjani Pasadina Investment Limited / Cootes Holdings Limited / East Hill Property Limited / Bindesh Savjani | A registered charge | 1 property | 26/01/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (37 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-23
change-person-director-company-with-change-date
officers · CH01
2026-02-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
change-person-director-company-with-change-date
officers · CH01
2025-07-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-13
change-person-director-company-with-change-date
officers · CH01
2025-02-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
change-person-director-company-with-change-date
officers · CH01
2024-10-15
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-26
change-person-director-company-with-change-date
officers · CH01
2024-02-26
change-person-director-company-with-change-date
officers · CH01
2024-02-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-15
confirmation-statement-with-updates
confirmation-statement · CS01
2023-02-14
change-person-director-company-with-change-date
officers · CH01
2023-02-10
change-person-director-company-with-change-date
officers · CH01
2023-02-10