HOPS & SCOTCH LTD
🏛️Establishedactive
12543582 · ltd · incorporated 2020-04-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.9y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£-22.0k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Public houses and bars
Sector: Accommodation & food service
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 74/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: distressed disposal / insolvency (65/100).
🏦
Refinance opportunity
1 live charge · oldest 5.9y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
13 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Negative net assets
Liabilities exceed assets by £22,027
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
-£22k
↓ 49% YoY
Current Assets
£2k
↓ 80% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Total assets | £10.1k | £22.3k |
| Current assets | £1.5k | £7.8k |
| Net assets | £-22.0k | £-14.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2026-01-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-07-09🔒Charge registered #1Lender: Dbw Investments (10) Limited
- 2020-04-01🏢Company incorporatedAs HOPS & SCOTCH LTD
- 2020-04-01➕NAYLOR, Anna Louise appointeddirector
- 2020-04-01➕NAYLOR, Christopher Daniel appointeddirector
- 2020-04-01📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Daniel Naylor Individual · British · DOB 09/1985 · age 41 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/04/2020 |
Mrs Anna Louise Naylor Individual · British · DOB 02/1993 · age 33 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/04/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Hospitality · LL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @ 109 BANGOR CYF→ 14899197 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 12 STATION ROAD LIMITED→ 05475914 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 236 HIGH STREET LTD→ 07321227 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 3 EAGLES RESTAURANT LTD→ 17046294 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ABERERCH SANDS HOLIDAY CENTRE LIMITED→ 00912109 · est 1967 · no financials extracted | — | — | — | — | 58y | — | — |
| ABERLLEINIOG LIMITED→ 16587287 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABERSOCH CARAVAN & CAMPING LTD→ 14618928 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ABR PIZZERIA LIMITED→ 09953233 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ABRA CADABRA CATERING COMPANY LIMITED→ 16284203 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ABSOLUTE CREPE LTD.→ 15388236 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ACIRON LIMITED→ 12106055 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADAM 2024 LIMITED→ 15775937 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-04-01
Jurisdictionengland-wales
Primary SIC56302 — Public houses and bars
Registered office
60 Gors Road
Towyn
Abergele
LL22 9NR
Wales
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-14
Last: 2026-03-31
Officers (2 active · 0 resigned)
NAYLOR, Anna Louise→
Activedirector · ~33y · appointed 2020-04-01
View their other companies + combined net worth →
NAYLOR, Christopher Daniel→
Activedirector · ~41y · appointed 2020-04-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Dbw Investments (10) Dbw Investments (10) Limited | A registered charge | 2 properties | 09/07/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (13 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-16
accounts-with-accounts-type-micro-entity
accounts · AA
2026-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-01-30
accounts-with-accounts-type-micro-entity
accounts · AA
2023-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-03
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-07-10
incorporation-company
incorporation · NEWINC
2020-04-01