1948 INVESTMENTS LTD
🏛️Establishedactive
12588277 · ltd · incorporated 2020-05-06
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
3 live charges · 2 lenders · oldest 5.7y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
19 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-02-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-01-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-06-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-25🔒Charge registered #3Lender: Paragon Bank PLC
- 2021-04-03📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-03-26🔒Charge registered #2Lender: Onesavings Bank PLC
- 2020-12-11📄change-person-director-company-with-change-dateofficers · CH01
- 2020-12-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-08-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-08-04🔒Charge registered #1Lender: Paragon Bank PLC
- 2020-05-06🏢Company incorporatedAs 1948 INVESTMENTS LTD
- 2020-05-06➕KNIGHT, Andrew James appointeddirector
- 2020-05-06➕ODDY, Christopher Philip appointeddirector
- 2020-05-06📄incorporation-companyincorporation · NEWINC
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Christopher Philip Oddy Individual · British · DOB 10/1986 · age 40 | — | 25–50% | 25-50% voting | 06/05/2020 |
Mr Andrew James Knight Individual · British · DOB 02/1984 · age 42 | — | 25–50% | 25-50% voting | 06/05/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · BL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1-12 WINKLEY COURT FREEHOLD LIMITED→ 12477450 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 100FOLD CAPITAL LTD→ 16599991 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 12 KEYS PROPERTY INVESTMENT CONSORTIUM LIMITED→ 17076362 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 12 PROPERTY MANAGEMENT LIMITED→ 14194719 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 123 BRIDGE LANE LTD→ 14996073 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 13 DRAXFORD LIMITED→ 17042989 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 13 PROPERTY MANAGEMENT LIMITED→ 16755278 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 13/41 CHORLEY NEW ROAD (BOLTON) MANAGEMENT COMPANY LIMITED→ 02711525 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
| 142 PROPERTIES LTD→ 12224406 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| 1479 SHORT RENTALS LIMITED→ 15586833 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 168 PROPERTY MANAGEMENT LTD→ 14720898 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 19TH SALFORD LIMITED→ 11562184 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-05-06
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
9 Riverside
Waters Meeting Road
Bolton
BL1 8TU
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-09-06
Last: 2025-08-23
Officers (2 active · 0 resigned)
KNIGHT, Andrew James→
Activedirector · ~42y · appointed 2020-05-06
View their other companies + combined net worth →
ODDY, Christopher Philip→
Activedirector · ~40y · appointed 2020-05-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
3
Outstanding
2
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 25/06/2021 | — | |
| outstanding | Onesavings Bank Onesavings Bank PLC | A registered charge | 1 property | 26/03/2021 | — | |
| outstanding | Paragon Paragon Bank PLC | A registered charge | 1 property | 04/08/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (19 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-02
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-26
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-05
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2023-02-16
change-person-director-company-with-change-date
officers · CH01
2023-02-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-11
accounts-with-accounts-type-micro-entity
accounts · AA
2022-01-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-09
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-03