ARROW FRESH LIMITED
🏛️Establishedactive
12595906 · ltd · incorporated 2020-05-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2024
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Other food services
Sector: Accommodation & food service
Investor take
PursueActive trading company. Family succession underway — not a classic acquisition target.
Opportunity 76/100 (strong), bankability 57/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
6 live charges · 6 lenders · oldest 3.8y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~3.8 years — mid-life; refi window approaching.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 |
|---|---|
| Average employees | 14000 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-02-25📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-02-24🔒Charge registered #6Lender: Fyi Growth LP Acting by Its General Partner Fyi Growth Gp Limited
- 2025-10-20➖BENTLEY, Martin Matthew resigneddirector
- 2025-10-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-01📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2025-09-11📄capital-return-purchase-own-sharescapital · SH03
- 2025-09-09📄capital-allotment-sharescapital · SH01
- 2025-08-26📄capital-cancellation-sharescapital · SH06
- 2025-08-20📄resolutionresolution · RESOLUTIONS
- 2025-08-20📄memorandum-articlesincorporation · MA
- 2025-08-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-08-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-15📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-08-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-08-15🔓Charge satisfied #4
- 2025-08-14➕BENTLEY, Martin Matthew appointeddirector
- 2025-08-14🔒Charge registered #5Lender: Fyi Growth L.P Acting by Its General Partner Fyi Growth Gp Limited
- 2025-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-01-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-01-22🔒Charge registered #4Lender: Reward Finance Group Limited
- 2024-06-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-06-11🔓Charge satisfied #1
- 2023-11-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-09-05📄change-person-director-company-with-change-dateofficers · CH01
- 2023-08-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-08-04🔒Charge registered #3Lender: Lloyds Bank PLC
- 2023-07-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-07-05🔒Charge registered #2Lender: Npif Y&H Debt LP Acting Through Its General Partner Evbl (General Partner Npif Y&H Debt) Limited
- 2023-05-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2022-10-10🔒Charge registered #1Lender: Barclays Bank PLC
- 2022-04-05➕RICHMOND, Louis Oscar, Mr. appointeddirector
- 2020-12-23➕CLAVANE, Harrison Edward appointeddirector
- 2020-12-23➖RICHMOND, Belinda Jane, Mrs. resigneddirector
- 2020-05-11🏢Company incorporatedAs ARROW FRESH LIMITED
- 2020-05-11➕RICHMOND, David Julian appointeddirector
- 2020-05-11➕RICHMOND, Belinda Jane, Mrs. appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs. Belinda Jane Richmond Individual · British · DOB 11/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 11/05/2020 |
1 historic (ceased) PSC
- Mr David Julian Richmondceased 14/08/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ALTHOR LIMITED→ 17121327 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
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| ASH TREE HOLDINGS LIMITED→ 13004947 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ASHIL LIMITED→ 05093000 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-05-11
Jurisdictionengland-wales
Primary SIC56290 — Other food services
Registered office
Unit 3-5 Brookfield Trading Estate
Brookfield Street
Leeds
LS10 1EY
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-04-26
Last: 2026-04-12
Officers (3 active · 2 resigned)
CLAVANE, Harrison Edward→
Activedirector · ~38y · appointed 2020-12-23
View their other companies + combined net worth →
RICHMOND, David Julian→
Activedirector · ~62y · appointed 2020-05-11
View their other companies + combined net worth →
RICHMOND, Louis Oscar, Mr.→
Activedirector · ~28y · appointed 2022-04-05
View their other companies + combined net worth →
BENTLEY, Martin Matthew→
Resigneddirector · ~55y · appointed 2025-08-14 · resigned 2025-10-20
RICHMOND, Belinda Jane, Mrs.→
Resigneddirector · ~65y · appointed 2020-05-11 · resigned 2020-12-23
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
4
Outstanding
4
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Fyi Growth LP Acting by Its General Partner Fyi Growth Gp Fyi Growth LP Acting by Its General Partner Fyi Growth Gp Limited | A registered charge | — | 24/02/2026 | — | |
| outstanding | Fyi Growth L.P Acting by Its General Partner Fyi Growth Gp Fyi Growth L.P Acting by Its General Partner Fyi Growth Gp Limited | A registered charge | — | 14/08/2025 | — | |
| satisfied | Reward Finance Group Reward Finance Group Limited | A registered charge | — | 22/01/2025 | 15/08/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 04/08/2023 | — | |
| outstanding | Npif Y&H Debt LP Acting Through Its General Partner Evbl (General Partner Npif Y&H Debt) Npif Y&H Debt LP Acting Through Its General Partner Evbl (General Partner Npif Y&H Debt) Limited | A registered charge | — | 05/07/2023 | — | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | — | 10/10/2022 | 11/06/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (45 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-25
termination-director-company-with-name-termination-date
officers · TM01
2025-10-20
change-account-reference-date-company-current-extended
accounts · AA01
2025-10-01
capital-return-purchase-own-shares
capital · SH03
2025-09-11
capital-allotment-shares
capital · SH01
2025-09-09
capital-cancellation-shares
capital · SH06
2025-08-26
resolution
resolution · RESOLUTIONS
2025-08-20
memorandum-articles
incorporation · MA
2025-08-20
appoint-person-director-company-with-name-date
officers · AP01
2025-08-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-08-19
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-08-15
mortgage-satisfy-charge-full
mortgage · MR04
2025-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-12
change-person-director-company-with-change-date
officers · CH01
2025-04-16