FOLDHILL FINANCIAL SERVICES LIMITED
🏛️Establishedactive
12607647 · ltd · incorporated 2020-05-18
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£5.9k
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
15 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £5,852
Net assets shrinking
Down £5,965 YoY
Cash YoY
+4%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£8k
↑ 4.4% YoY
Net Worth
£6k
↓ 50% YoY
Current Assets
£9k
↑ 16% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £5.9k | £11.8k |
| Current assets | £8.9k | £7.7k |
| Cash | £8.1k | £7.7k |
| Debtors | £877 | — |
| Net assets | £5.9k | £11.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
3
filings
- • 1 gazette
- • 1 dissolution
- • 1 confirmation-statement
Last 90 days
3
filings
- • 1 gazette
- • 1 dissolution
- • 1 confirmation-statement
Last 180 days
4
filings
- • 1 gazette
- • 1 dissolution
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (12 events)Click to expand
- 2026-07-21📄gazette-notice-voluntarygazette · GAZ1(A)
- 2026-07-09📄dissolution-application-strike-off-companydissolution · DS01
- 2026-02-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-01-04📄accounts-amended-with-made-up-dateaccounts · AAMD
- 2022-12-07📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-02-15📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-05-18🏢Company incorporatedAs FOLDHILL FINANCIAL SERVICES LIMITED
- 2020-05-18➕WATTS, Paula Louise appointeddirector
- 2020-05-18➕WATTS, Peter John appointeddirector
- 2020-05-18📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Paula Louise Watts Individual · British · DOB 10/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/05/2020 |
Mr Peter John Watts Individual · British · DOB 10/1980 · age 46 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 18/05/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| CUSHION FINANCIAL LIMITED→ 11909130 · est 2019 | — | — | £219 | — | 7y | — | — |
| EP MORTGAGES LTD→ 16183140 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ERIGERON LIMITED→ 15995067 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| EXACT ACCOUNTING SOLUTIONS LIMITED→ 08701029 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| FAMF INVESTMENTS LIMITED→ 12241133 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| FINEXL LIMITED→ 11957703 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| GARLAND FROST LTD→ 14426135 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GATEHOUSE INVESTMENTS LTD→ 14708154 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| GC GLOBAL-DRB-HICOM-FINANCIAL MUAMALAT MALASIA BERHAD LTD→ 16635870 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| GC GLOBALGROUP.CO.UK LTD→ 15705747 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| GENESIS WEALTH CONSULTANCY LTD→ 13274509 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| GERALD BURNS WEALTH MANAGEMENT LIMITED→ 08758394 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-05-18
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
3 Foldhill Lane
Martock
Somerset
TA12 6NH
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-01
Last: 2026-05-18
Officers (2 active · 0 resigned)
WATTS, Paula Louise→
Activedirector · ~53y · appointed 2020-05-18
View their other companies + combined net worth →
WATTS, Peter John→
Activedirector · ~46y · appointed 2020-05-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (15 total)
gazette-notice-voluntary
gazette · GAZ1(A)
2026-07-21
dissolution-application-strike-off-company
dissolution · DS01
2026-07-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-16
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-01
accounts-amended-with-made-up-date
accounts · AAMD
2023-01-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-07
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-02-15
confirmation-statement-with-updates
confirmation-statement · CS01
2021-05-18
incorporation-company
incorporation · NEWINC
2020-05-18