AGARWAL HOLDINGS LTD
🏛️Establishedactive
12616064 · ltd · incorporated 2020-05-21
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 5.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£69.2k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueStrong opportunity: property-backed borrower with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 5.8y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 5.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
16 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £69,188
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£69k
↑ 44% YoY
Current Assets
£983
↑ 5.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £780.7k | £788.6k |
| Current assets | £983 | £934 |
| Net assets | £69.2k | £47.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
4
filings
- • 2 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (14 events)Click to expand
- 2026-05-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-31📄change-person-director-company-with-change-dateofficers · CH01
- 2026-03-31📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-13📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-02-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-05📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-10-14🔒Charge registered #1Lender: The Mortgage Works (UK) PLC
- 2020-05-21🏢Company incorporatedAs AGARWAL HOLDINGS LTD
- 2020-05-21➕AGARWAL, Samita, Dr appointeddirector
- 2020-05-21➕AGARWAL, Sanjiv, Dr appointeddirector
- 2020-05-21📄incorporation-companyincorporation · NEWINC
Owner dependency
94/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "AGARWAL" — strong identity link between founder and business.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 6 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Samita Agarwal Individual · British · DOB 07/1966 · age 60 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 21/05/2020 |
Dr Sanjiv Agarwal Individual · British · DOB 02/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 21/05/2020 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · RG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A.J.P. LETTING LIMITED→ 07041182 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| ADAM JAMES PROPERTIES LIMITED→ 13196771 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADP FORECOURT LTD→ 16537391 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AGARAM PROPERTIES LTD→ 10995711 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AHK ANDWELL MANAGEMENT LIMITED→ 14525750 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AHLUWALIA FAMILY OFFICE LIMITED→ 13476266 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AIRR HOLDINGS LTD→ 10463777 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AISSAOUI SOLUTIONS LIMITED→ 16503882 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AJ ANDERSON PROPERTY LTD→ 14169940 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AJ OPAL ESTATES LTD→ 09615615 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AJH INVESTMENTS LTD→ 10767720 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| AJUNE LIMITED→ 16847851 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2020-05-21
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
S J Office, Sindlesham Court
Mole Road
Wokingham
RG41 5EA
United Kingdom
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-26
Last: 2026-05-12
Officers (2 active · 0 resigned)
AGARWAL, Samita, Dr→
Activedirector · ~60y · appointed 2020-05-21
View their other companies + combined net worth →
AGARWAL, Sanjiv, Dr→
Activedirector · ~58y · appointed 2020-05-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | The Mortgage Works (UK) The Mortgage Works (UK) PLC | A registered charge | 1 property | 14/10/2020 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (16 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-02
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-26
change-person-director-company-with-change-date
officers · CH01
2026-03-31
change-person-director-company-with-change-date
officers · CH01
2026-03-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-23
accounts-with-accounts-type-micro-entity
accounts · AA
2025-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-02-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-06-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-16
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2020-11-05