BANNARD INSURANCE BROKERS LTD

💤Zombieactive
12621744 · ltd · incorporated 2020-05-26
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
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What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 66220Activities of insurance agents and brokers
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (70/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
26 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-05-31
Average employees200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • • 1 confirmation-statement
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-01-27
    📄
    accounts-amended-with-accounts-type-micro-entity
    accounts · AAMD
  2. 2025-12-09
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-06-06
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  4. 2025-06-06
    📄
    change-person-director-company-with-change-date
    officers · CH01
  5. 2025-05-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  6. 2025-05-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2024-11-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2024-10-31
    ➖
    BANNARD, Jo-Anna resigned
    director
  9. 2023-09-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2023-09-12
    📄
    change-person-director-company-with-change-date
    officers · CH01
  11. 2023-09-12
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2023-09-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2023-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2023-01-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2021-08-03
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2021-02-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2021-02-17
    ➕
    BANNARD, Jo-Anna appointed
    director
  18. 2020-08-25
    📄
    resolution
    resolution · RESOLUTIONS
  19. 2020-08-13
    ✏️
    change-of-name-request-comments
    change-of-name · NM06
  20. 2020-08-13
    ✏️
    change-of-name-notice
    change-of-name · CONNOT
  21. 2020-07-18
    ✏️
    change-of-name-request-comments
    change-of-name · NM06
  22. 2020-05-26
    🏢
    Company incorporated
    As BANNARD INSURANCE BROKERS LTD
  23. 2020-05-26
    ➕
    BANNARD, Simon John appointed
    director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "BANNARD" — strong identity link between founder and business.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Simon John Bannard
Individual · English · DOB 08/1980 · age 46
75–100%
75–100%board control75-100% shares · 75-100% voting · board control26/05/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

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Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

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Company details

Statusactive
Typeltd
Incorporated2020-05-26
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance

Registered office

13 Upper High Street
Thame
Oxfordshire
OX9 3ER
England

Filing status

Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-06-08
Last: 2026-05-25

Officers (1 active · 1 resigned)

BANNARD, Simon John→
director · ~46y · appointed 2020-05-26
View their other companies + combined net worth →
Active
BANNARD, Jo-Anna→
director · ~43y · appointed 2021-02-17 · resigned 2024-10-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (26 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-26
accounts-amended-with-accounts-type-micro-entity
accounts · AAMD
2026-01-27
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-09
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-06-06
change-person-director-company-with-change-date
officers · CH01
2025-06-06
termination-director-company-with-name-termination-date
officers · TM01
2025-05-29
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-05-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-30
change-person-director-company-with-change-date
officers · CH01
2023-09-12
change-person-director-company-with-change-date
officers · CH01
2023-09-12
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-09-12
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-26